Deekshitha B Email & Phone Number

A credit officer with a demonstrated history of working in the banking industry carrying 3 years of experience in credit analysis of corporate clients across diverse sectors and regions.Conduct first level credit risk analysis for corporate clients by preparing concise and critical credit proposals.Evaluate and make recommendations on credit limits based on bank's risk appetite and client's credit profile.Conduct regular and timely annual reviews, credit facility renewal and maintain clear and updated documentation in all credit files including financial statements, internal and external correspondence.Monitor credit exposures and financial covenants, verify data accuracy and credit commitment.Report significant business events, financial trends, industry developments and other relevant issues relating to financial position of clients.Achievements: Was elevated to Scale II – Manager post on 25th Feb 2022 for performance in credit sanctions department.