Deepak Kanade Email & Phone Number

Pune, Maharashtra, India

Handling Maharashtra and Gujarat CV, SCV, CE, Tractor, TW, Used Car, Used CV Portfolio for fraud InvestigationRisk Containment Unit and Vigilance Department❖ Ensure Screening and Sampling takes place for all products across all locations in the assigned area.❖ Post Sanction Document as well as Profile Verification of the Retail Loan ie TW Loan, Personal Loan,Business Loan,Small Business Loan.❖ Post Disbursement Asset Verification ie for TW loan & SME Machinery Finance Loan.Fraud Profile/Documents asset verification,non starter cases verification and cheque bounce cases asset verification.❖ Skipped cases tracing and initiate investigation, the traced cases informed to collection for corrective action and recovery.❖ To initiate the Hunter Check of matched cases and initiate investigation of suspect cases and take corrective action in hunter and share the report with credit.❖ Pre sanction and post sanction hunter matches cases verification and investigateand update to credit team.❖ Develop a rapport with the risk managers of other banks and initiate concertedmarket action on fraudsters wherever required. Participate in regional task force meetings.❖ To impart training to all the agencies and cross functions -across products, across region.❖ Managing reports and activities in Turnaround Time as specified.❖ Networking and maintenance of effective communication with Police, Government authorities and external fraud investigators to collate and share intelligence as appropriate.❖ To lead investigations into suspicion of fraudulent, criminal and security activities as reported by stakeholders, providing an independent report for management to assist the disciplinary process and represent company in any related police and court proceedings, if any.❖ Managing Data and MIS for the region.❖ Seeding/Mystery Shopping are conducted on the TW Products Dealers/Sales

Mumbai Area, India

Risk Containment Unit and Vigilance Department❖ Ensure Screening and Sampling takes place for all products across all locations in the assigned area.❖ Post Sanction Document as well as Profile Verification of the Retail Loan ie TW Loan, Personal Loan,Business Loan,Small Business Loan.❖ Post Disbursement Asset Verification ie for TW loan & SME Machinery Finance Loan.Fraud Profile/Documents asset verification,non starter cases verification and cheque bounce cases asset verification.❖ Skipped cases tracing and initiate investigation, the traced cases informed to collection for corrective action and recovery.❖ To initiate the Hunter Check of matched cases and initiate investigation of suspect cases and take corrective action in hunter and share the report with credit.❖ Pre sanction and post sanction hunter matches cases verification and investigateand update to credit team.❖ Develop a rapport with the risk managers of other banks and initiate concertedmarket action on fraudsters wherever required. Participate in regional task force meetings.❖ To impart training to all the agencies and cross functions -across products, across region.❖ To Impart Training to the all internal and externalStakeholders.❖ Managing reports and activities in Turnaround Time as specified.❖ Networking and maintenance of effective communication with Police, Government authorities and external fraud investigators to collate and share intelligence as appropriate.❖ To lead investigations into suspicion of fraudulent, criminal and security activities as reported by stakeholders, providing an independent report for management to assist the disciplinary process and represent company in any related police and court proceedings, if any.❖ Managing Data and MIS for the region.❖ Seeding/Mystery Shopping are conducted on the TW Products Dealers/Sales Executives periodically for healthy due diligence compliance and KYCpractices.

Pune, Maharashtra, India

 Devising an Approach focusing on prevention, detection rather than recovery. Implementation of fraud control procedures and implementation of new deterrents tofraud through investigations and follow up action. Ensure Screening and Sampling takes place for all products across all locations in theassigned area Ensure diligence using fraud prevention tool and initiating and monitoringinvestigation basis observations from the tool. Liaise and work with law enforcement agencies, professionals and commercialorganizations in this field of expertise. Develop a rapport with the risk managers of other banks and initiate concertedmarket action on fraudsters wherever required. Participate in regional task forcemeetings. To impart training to all the agencies and cross functions -across products, acrossregion. Managing reports and activities in Turnaround Time as specified. Liaison and maintenance of effective communication with Police, Governmentauthorities and external fraud investigators to collate and share intelligence asappropriate, and to ensure that Company is kept abreast of the most up to dateinformation/intelligence on crime. To lead investigations into suspicion of fraudulent, criminal and security activities asreported by stakeholders, providing an independent report for management to assistthe disciplinary process and represent company in any related police and courtproceedings, if any. Impart Training to the Team / Vendors. Recommend and follow through on policy changes, wherever required in order toimprove the portfolio quality and the quality of application sourcing. Managing Data and MIS for the region. Audit & Process Related: To ensure that the errors are below minimum and the sameremains in satisfactory level Seeding/Mystery Shopping are conducted on the Consumer Durable Products DealersPeriodically for healthy due diligence compliance and KYC practices.

Pune, Maharashtra, India

 Devising an Approach focusing on prevention, detection rather than recovery. Implementation of fraud control procedures and implementation of new deterrents tofraud through investigations and follow up action. Ensure Screening and Sampling takes place for all products across all locations in theassigned area Ensure diligence using fraud prevention tool and initiating and monitoringinvestigation basis observations from the tool. Liaise and work with law enforcement agencies, professionals and commercialorganizations in this field of expertise. Develop a rapport with the risk managers of other banks and initiate concertedmarket action on fraudsters wherever required. Participate in regional task forcemeetings. To impart training to all the agencies and cross functions -across products, acrossregion. Managing reports and activities in Turnaround Time as specified. Liaison and maintenance of effective communication with Police, Governmentauthorities and external fraud investigators to collate and share intelligence asappropriate, and to ensure that Company is kept abreast of the most up to dateinformation/intelligence on crime. To lead investigations into suspicion of fraudulent, criminal and security activities asreported by stakeholders, providing an independent report for management to assistthe disciplinary process and represent company in any related police and courtproceedings, if any. Impart Training to the Team / Vendors. Recommend and follow through on policy changes, wherever required in order toimprove the portfolio quality and the quality of application sourcing. Managing Data and MIS for the region. Audit & Process Related: To ensure that the errors are below minimum and the sameremains in satisfactory level Seeding/Mystery Shopping are conducted on the Consumer Durable Products DealersPeriodically for healthy due diligence compliance and KYC practices.

Pune Area, India

Area of Operations: - Handling all 4 Retail Lending Centers ie Area of operations from Pune,Nashik,Aurangabad,Kolhapur,Ahmednagar and Jalgaon Retail Assets Center ie Rest of Maharashtra Goa Region..( Retail assets and Business banking (SME) Product.Risk Containment Unit(Risk Control Unit Department) Pre Sanction Document as well as Profile Verification of the Retail Loan ie Home Loan, Personal Loan, Auto Loan, Commercial Vehicle Loan,Commercial Equipment Loan,Medical Equipment Loan,Emerginging Enterprises Loan,Business Loan and Mortgage loan. Post Disbursement of RC and Fleet List Verification and Document Verification for Retail Assets Products.ie Tractor Loan and Home Loan. Pre Sanction and Post Sanction Hunter Matches Cases Verification & Investigate and update Suspicious cases to concern Team for Action Post Sanction Surprised Commodity,Gold Verification on Half Yearly Basis. Taking corrective action on the erring executive / agency/vendor as the case may be. Effective vendor bills check to see any revenue leakage. Seeding on RIC agencies by pumping in dummy application / fake docs. Mystery Shopping of Gold Loan Products on Half yearly and Need Based, Seeding of the Retail Loan Activity. Monitoring and Verification of all Rural Lending Products ie Retail Agri, Tractor Loan and Commodity Finance Loans. Assigned the accounts to the Third Party Agency for Commodity Verification & take regular Follow-up with them. Training to Third Party Agency on Bank Policy for leverage the vendor capabilities adequately and maximize their productivity. Maintaining MIS of various activities assigned to empanelled third party agencies Billing reconciliation of all third party agencies Follow up with Bank officials for rectification and/or closure of identified irregularities Conduct proactive audits of sourcing partners, verification vendors & cause investigation into suspect fraud applications.

Aurangabad, Maharashtra

v Pre Sanction Document as well as Profile Verification of the Retail Loan ie Home Loan, Personal Loan, Auto Loan, Commercial Loan and Mortgage loan.v Post Disbursement of Asset Verification and Document Verification for Retail as well as Rural Lending.v Pre Sanction and Post Sanction Contact Point Verification and Land Record Verification of Review or Renewal Accounts.v Post Sanction Surprised Commodity God own Verification on Half Yearly Basis.v Currently Handling all 3 Rural Lending Centres ie Aurangabad,Nashik and Ahmednagar Areas and 2 Retail Lending Centres ie Aurangabad and Jalgaon.v Reporting to Regional FCU Unit Head Maharashtra. v Mystery Shopping of Gold Loan Products on Half yearly and Need Based, Seeding of the Retail Loan Activity.v Monitoring and Verification of all Rural Lending Products ie Retail Agri, Tractor Loan and Commodity Finance Loans.v Responsible for both On-site and Offside Monitoring of the Retail Agri Portfoliov Assigned the accounts to the Third Party Agency for Commodity Verification & take regular Follow-up with them.v Coordination with third party agencies to ensure assigned verification activities are undertaken and reports sent on timev Training to Third Party Agency on Bank Policy and Newly Products Launch.v Maintaining MIS of various activities assigned to empanelled third party agenciesv Billing reconciliation of all third party agenciesv Follow up with Bank officials for rectification and/or closure of identified irregularitiesv Timely submission of reports to concerned authorities from time to timev Escalation of High Risk Irregularitiesv On-site Verification of pledged agro commodities as specified, from time to time by the Departmentv Random verification of accounts of various Retail Agri accounts & as well as Tractor Loans accounts or Negative Cases.

Osmanabad Area, India

Agri Gold Officer and Branch Banking OperationAxis Bank Branch Operations: -- v Handling Customers Queries who Approach Branchv Working as Gold Appraising Officer as handling all Gold Loan of Branch. v Debit Card, Pin Request, Credit Card Request, Card Hot listing, I connect request, Selling of Life Insurance Product, General Insurance Product and Selling of the Bank loan Product, DD Issuance, PO Order Issuance, Cheque Book Request and Statement Requestv Clearing Sections-Micr Clearing and Non Micr Clearing, Salary Uploading, OSC Clearing and local Clearing Sections, TM Reconciliation Systemv Cash Sections-Petty Cash, Cash received and Cash payment, All Cash Transactions, CMS Cash Management, All the MIS Report To the Branch headv Appraising all gold ornament and valuation and opening of gold loan ac and disbursement of gold loan to customer.

Powai Mumbai

Centralized A/c Opening and Processing Unit (Agriculture Finance) Department:- v Scrutiny of All A/c opening forms and marking deficiencies in the same.v Processing of all types of Corporate and Agriculture Loan Accounts.v Releasing the same as per guidelines provided by Advances Cell, CBO.v Sending Queries to respective Advances Cell or Branches if any discrepancy found in the templatev Follow up of the pending templates to open the a/c at earliest.v Opening of Cash Credit/Term loan a/c’s as per Templates provided by the Sanctioning Authority.v Creating & Maintaining Security Register as per securities provided in templates.

Reading Financial Statements, Banking, Corporate, Finance, And Securities Law

Certificate Number-18275375

Master Of Business Administration (Mba), Business Administration And Management, General, First Class

Complete Professional MBA

Bachelor Of Science (B.Sc.), Agricultural Business Management, Second Class

Activities and Societies: Special Project for the RK Foodland Customer Centric Strategic approach for the Foodland Fresh To Study.