Assistant General Manager (Credit), Pune  Supervision & Co-ordination for End-to-End Digitisation of Lending Process  Performing project viability assessment of the impending venture capital projects and advising on Risk Capital exposure Supervising, controlling & monitoring of post disbursement documents Leading project finance for Automobile, Engineering, Infrastructure, Chemical and Service Sector industries Steering Financial Analysis & Financial Modelling… Show more Assistant General Manager (Credit), Pune  Supervision & Co-ordination for End-to-End Digitisation of Lending Process  Performing project viability assessment of the impending venture capital projects and advising on Risk Capital exposure Supervising, controlling & monitoring of post disbursement documents Leading project finance for Automobile, Engineering, Infrastructure, Chemical and Service Sector industries Steering Financial Analysis & Financial Modelling Preparing comprehensive financial projection & analysing project viability for MSMEs Set up a new branch at Chinchwad and attained MSME portfolio of INR 150 crores in a year Integral Part of the Risk Management Team for continuous improvement of the Risk Management Tool  Devising scorecard rating model for quick dispensing of machinery financing Associate of the Product Innovation Committee for scheming new banking products to best suit the market needs Conducting project viability assessment of the venture capital projects and advising the preferred risk capital exposure Credit Committee Member of Regional Credit Committee for sanctioning high ticket Proposals & Branch Credit Committee as Regional Credit Representative Dealing with NBFCs & MFIs, accessing their funding requirement & coordinating with Executive Committees for sanction Providing training, motivating employees in delivering superior performances and promoting employee satisfaction. Show less

 Part of Centralised Loan Processing Cell responsible Credit Appraisal & Sanction of Term Loan/ Working Capital facilities to MSMEs, high ticket proposals Managed various proposals in Automobile Industry, Service Sector Projects Dealt with NBFCs & MFIs, accessing their funding requirement  Coordinated with the Executive Committees for early sanction process Steered project viability assessment of the impending venture capital projects and advised the preferred Risk… Show more  Part of Centralised Loan Processing Cell responsible Credit Appraisal & Sanction of Term Loan/ Working Capital facilities to MSMEs, high ticket proposals Managed various proposals in Automobile Industry, Service Sector Projects Dealt with NBFCs & MFIs, accessing their funding requirement  Coordinated with the Executive Committees for early sanction process Steered project viability assessment of the impending venture capital projects and advised the preferred Risk Capital exposure Part of Risk Management Team led development of credit models viz. RAM & CART using LGD, PD & EAD method Worked on Data Analysis & advised the PD Model based on banks available database Credit Committee Member for sanctioning proposals up to INR 5 cr Convenor of Regional Credit Committee for high ticket proposals. Show less

 Part of Centralized Loan Processing Cell Team & responsible for credit appraisal Conducted Financial Analysis, Financial Modelling and detailed appraisal of the companies Analysed financial statements, performance history along with liquidity, profitability ratios to assess creditworthiness  Validated the findings of existing credit processes and policies prevailing in the industry  Administered preparation of comprehensive financial projection of SMEs & analysing project… Show more  Part of Centralized Loan Processing Cell Team & responsible for credit appraisal Conducted Financial Analysis, Financial Modelling and detailed appraisal of the companies Analysed financial statements, performance history along with liquidity, profitability ratios to assess creditworthiness  Validated the findings of existing credit processes and policies prevailing in the industry  Administered preparation of comprehensive financial projection of SMEs & analysing project viability. Accessed Working Capital Gap for SMEs & recommending the best suitable MPBF Supervised due diligence and verification of KYC norms Steered credit rating analysis of the companies using LGD, PD & EAD method, and with the rating tools such as RAM Show less

 Monitored and supervised Credit Appraisal & Sanction of Term Loan/ Working Capital facilities to MSMEs Performed due diligence and verification of KYC norms; led preparation of Legal Documents and filling of charge Steered preparation, control & monitoring of Post Disbursement Documents and pre-disbursement compliances

 Led entire project and maintenance functions of Submerged Arc Furnace for High Carbon Ferrochrome Production  Administered project activities for upcoming 2x27.6 MVA Ferro-Manganese and 1x27.6 MVA Silico-Manganese Submerged Arc Furnace (Siboelectrotherm, Russian) Conducted detailed enquiry, engineering, vendor selection, techno-commercial discussion & final ordering Managed a group of 50 members for the maintenance and ordering necessary spare parts in advance Steered… Show more  Led entire project and maintenance functions of Submerged Arc Furnace for High Carbon Ferrochrome Production  Administered project activities for upcoming 2x27.6 MVA Ferro-Manganese and 1x27.6 MVA Silico-Manganese Submerged Arc Furnace (Siboelectrotherm, Russian) Conducted detailed enquiry, engineering, vendor selection, techno-commercial discussion & final ordering Managed a group of 50 members for the maintenance and ordering necessary spare parts in advance Steered design modifications of the Briquette Plant; proposed modifications in the DCS to suit smooth functioning of the plant Show less