Managing Risk based internal audits of SWIFT, Integrated Treasury, Forex Trade processing cell, Dealing Room, Bullion, Precious Metals division, Vostro, Risk cell, centralized operations cell, RTGS/NEFT systems, Clearing(ECS/NACH)operations, Retail loan processing , digit credit underwriting, co-lending operations and direct assignment (Transfer of loan exposures). Departmental audits including Risk management, Compliance department were performed in line with internal and regulatory… Show more Managing Risk based internal audits of SWIFT, Integrated Treasury, Forex Trade processing cell, Dealing Room, Bullion, Precious Metals division, Vostro, Risk cell, centralized operations cell, RTGS/NEFT systems, Clearing(ECS/NACH)operations, Retail loan processing , digit credit underwriting, co-lending operations and direct assignment (Transfer of loan exposures). Departmental audits including Risk management, Compliance department were performed in line with internal and regulatory compliance requirements.Process Audits of various functional areas were conducted by the team covering the end to end process cycle of the processes including guidelines, industry practices,risk control assessments and exceptions/deviations.Managing a team for offsite surveillance/online monitoring of internal control exceptions and tracking of the exceptions to its logical conclusion based on system based alerts. Revamping of the alerts based on developments in process audit/internal audit reports. Show less

Manages and conducts Bullion, Forex, SWIFT & Treasury audits in the bank . Manages a team for Transaction Monitoring and online monitoring systems in the Bank. Experience in conducting the audits of Risk Management division, Compliance department, Precious Metals Division, Forex processing cell, Integrated Treasury, co-lending, BNPL(Buy now pay later) etc.

Treasury audits, Swift audits & Transaction monitoring

Manage the Cash Reserve Ratio (CRR) to the tune of $100 million on a daily basis as stipulated by the Reserve Bank of India. • Trading in the interbank money market- CBLO, Repo/Reverse Repo, Call money, etc.• Funds Management and maintenance of CRR/SLR (Statutory Liquidity Ratio) on the basis of Net Demand & Time Liabilities of the bank on fortnightly basis.• Managing intraday liquidity and conforming to the asset liability requirements. • Making use of arbitrage opportunities… Show more Manage the Cash Reserve Ratio (CRR) to the tune of $100 million on a daily basis as stipulated by the Reserve Bank of India. • Trading in the interbank money market- CBLO, Repo/Reverse Repo, Call money, etc.• Funds Management and maintenance of CRR/SLR (Statutory Liquidity Ratio) on the basis of Net Demand & Time Liabilities of the bank on fortnightly basis.• Managing intraday liquidity and conforming to the asset liability requirements. • Making use of arbitrage opportunities in the financial markets to generate additional income. Gathering and updating market information and suggesting strategies to enhance overall profitability.• Taking care of margins, securities to be given to CCIL(Clearing Corporation of India) for settlement guarantee fund/ Repo, etc• Forecasting rates and trends to identify and leverage opportunities, thereby ensuring maximum profitability for the bank. • Make bids and offers to buy and sell securities based on exhaustive research and analysis.• Carry out investment orders by buying and selling bonds, treasury bills, mutual funds and other securities for the bank to increase the profitability.• Generating MIS reports and providing information on market activity to the management.• Successfully lead the team to prepare the Contingency Funding Policy for the Bank.• Actively engaged in preparing and implementing the Contingency Funding Plan Show less

Managed the Export and import Trade operations for the customers of the bank as a single point of contact with an annual volume of $2 Billion. Was also entrusted with the task of advising the customers in Foreign Direct Investment and Overseas Direct Investment opportunities and its subsequent reporting procedures with the Reserve Bank of India.• Cash Letter Management for the collection and purchase of Foreign currency Cheques and currency Notes for the customers• Foreign Outward… Show more Managed the Export and import Trade operations for the customers of the bank as a single point of contact with an annual volume of $2 Billion. Was also entrusted with the task of advising the customers in Foreign Direct Investment and Overseas Direct Investment opportunities and its subsequent reporting procedures with the Reserve Bank of India.• Cash Letter Management for the collection and purchase of Foreign currency Cheques and currency Notes for the customers• Foreign Outward and Inward Remittance for the customers through managing the NOSTRO Accounts in 8 different currencies for the bank.• Back office operations at interbank desk of Forex Treasury in Spot, Forward and Swaps.• Opening of NOSTRO accounts, Correspondent Banking Relationship and adhering to the KYC-AML guidelines• Working knowledge of the SWIFT operations as security officer and was responsible for RMA database for the bank.• Arranging Buyers credit for the importers in liaison with the Foreign Bank Relationship officers.• Single point of contact for operations of import LC, Pre-shipment and post-shipment credit.• Advising and guiding customers on the Foreign Direct investment and Overseas Direct investment procedures and Guidelines and the Reporting procedures with the RBI. Show less

Managed a portfolio of more than 500 diverse retail and corporate clients and delivered more than 200% of targeted business growth.• Led the credit appraisal team and conducted market study, reviewing business model, preparing pro-forma financials, conducting sensitivity analysis and assessing credibility of the firms through finance, industry and business analysis• Developed and implemented strategies to identify and acquire new customers; Increased the customer base by 150% and built… Show more Managed a portfolio of more than 500 diverse retail and corporate clients and delivered more than 200% of targeted business growth.• Led the credit appraisal team and conducted market study, reviewing business model, preparing pro-forma financials, conducting sensitivity analysis and assessing credibility of the firms through finance, industry and business analysis• Developed and implemented strategies to identify and acquire new customers; Increased the customer base by 150% and built key customer relationships which enhanced the new business by $4 million• Built a credit rating analytical matrix and tool to analyze clients factoring debt servicing ability, income stability, and turnover efficiency; Reduced the Non-performing assets by 80% and processing time• Collaborated with cross functional teams to generate aggregated quarterly statements, drawing up the quarterly results and the balance sheet• Developed strategies for cross selling of different suites of products to the client, increasing the revenue stream by more than 50% Show less