• Analyzed financial statements, credit reports, and other credit information to evaluate creditworthiness and risk of potential and existing customers.• Communicated credit decisions and recommendations to senior management and stakeholders • Prepared credit proposals and made credit decisions in accordance with company policies and procedures• Conduct ongoing portfolio monitoring to facilitate decision making through financial modeling, coverage reports, covenant analysis, forecasting and report writing• Strong Current knowledge of the compliance and legal issues involved in credit approval..

• Completed Post Graduation at ICICI Manipal Academy of Higher Education, as Probationaryofficer, Bengaluru.• Worked as a Deputy Manager Band-1 at ICICI Bank Transaction Banking Group in TradeServices, dealing with Working Capital, Business Finance and Business Loans creatingproposal for clients. • Managed Trade Finance, General Blog operation for cash management services i.e. the Working life cycle of the company using credit analysis, the management and knowledge of various products for deal structuring. • Trade Related Services like Performance BG, Financial BG etc. • Successfully managing database of high value customers & helping them by manage their Portfolio.

• Filing Income Tax returns.• Filing GST Returns• Filing VAT / CST Returns and handling cases.• Tax Audit assignment as a Team Leader.