Deepti Ashar Email & Phone Number

Mumbai

• Presenting and discussing key issues and strengths of a case with Board members/ Senior Management in credit forums. • Credit risk rating and rationale documentation • Credit evaluation of project finance proposals primarily related to power (including renewables viz. wind and solar), warehousing, lease rental discounting, oil & gas, city gas distribution, telecom, Data centres, chemicals. These include companies which are publicly listed domestically or Indian subsidiaries/associates/ SPVs/ InvITs of domestic/internationally listed entities, private equity ventures or LLPs.• Currently monitoring a portfolio of more than INR 400.00 billion (~USD 5 BN). Appraised average loan sanction amounts of more than INR 1.00 billion. Appraised marquee transactions including InvIT and Green bond structure.• Liaisoning with business relationship teams and clients for understanding debt financing requirements and business risks.• Analysing structure risks of the proposal and recommending amendments to the term sheets• Financial modelling and sensitivity analysis• Industry research and tracking sector updates

Mumbai Area, India

Mumbai Area, India

Mumbai Area, India

Mumbai Area, India

• Infrastructure Project finance for publicly listed companies and unlisted companies with turnover more than Rs.1.0 billion.Debt financing, industry research, appraisal, sanction and disbursement for companies in steel, power sector including renewables, equipment finance and airport logistics.• Negotiating legal documentation with the client. Co-ordinating extensively with Legal, credit middle office, client teams, consortium lenders and independent consultants (Legal/Technical)• Preparation of proposal notes, presentations for sanction/post-sanction matters to be presented to Credit Committee• Managing and monitoring portfolio of key customer accounts and preparing asset quality review memos• RBI and USGAAP compliance• Financial modelling, sensitivity analysis, structuring of repayment terms, covenants and finalization of term sheets

Mumbai

Internal Audit & SOX 404 compliance for Retail Asset Operations-Conducting process walkthroughs, identifying risks, process improvements, revenue leakages and cost-saving opportunities for retail assets business which includes Mortgage, Priority sector lending ,Consumer Loans, Loan against shares, Securitization and Credit card operations.-Reviewing financial & regulatory reporting compliance for retail asset portfolio-SOX reporting and compliance-System migration & outsourced activities audit-Enabling development of Operations risk framework as per RBI & Basel II requirements

Mumbai

Governance, Risk & Compliance advisory for Financial Services.-Risk based internal audits for financial service industry clients, preparation of process flows, reviewing adequacy of controls and preparing risk control matrix.-Audit report drafting, finalization and discussion with clients

Mumbai Area, India

Risk Management - International Branches (Corporate Banking business)

Mumbai

Risk Management and Internal Control

Chartered Accountant

M.Com

B.Com