Deepu Menon Email & Phone Number

Kuwait

- Sales incentive program in line with the strategy of the bank. Following up with the propriety during the allocation of the resources within the division; ascertaining the approvals adhering to bank policies & procedures. Supervising the special rates on deposits as per bank strategy, market conditions and discretion rates given to line managers; escalating the material deviations immediately. Maintaining the strict operational controls leading to integrity of financial information within the division; carrying out quarterly review on internal controls and escalating material issues to the MIS Manager. Functions as acting MIS Manager in the absence of the same. Led a team of 6 MIS staff, under Retail Banking.  System Implementation – created & manages full data ware house for retail banking beginning from 2006 Business Expansion/Revenue generation - Extracted data for Retail Dormant accounts for last 15 years. Audit reviewed and implemented into their P&L, for year 2011. Part of FICO team to implement new loan module for Retail Banking. Retail Operations: Undertakes extensively all internal entries for branches on daily basis and reconciles with GL as per bank policy. Reconciliation of ATM for surpluses and shortage, after thorough investigation. Liaise with branches on daily basis for authorization and posting of entries. Follow-up on branches for customer updates like missing information on the customer base. A daily report is generated on all transactions done by branches and liaises with branches for clearing entries. Reconciles all suspense accounts for the branches, daily. Product Implementation: Coordinates with ITD department if a new product is launched and extensively tests products before going Live to customers. We as retail finance also do the product study and analysis.Core Banking: Part of core banking representing Retail Banking team for Implementation of retail reports and setting up of the new GL reporting.

Kuwait

- Various management reports on a bank wide basis; loan deposit ratio on bank level; prepared Operating Statement to report the period financial outturn for all profit & cost centre.- Dash Board, Manpower; Asset Management summary for reporting P&L statements for ‘Capital Markets’ responsibility centre P&L statement for each responsible centre in Invest Banking, AM as well as Treasury.- Management reporting using Business Objects (BO-Reporting tool) Expenditure Statement to report on cost performance for period; conducted detailed analysis of costs vs. plan & comparative periods.- Cost of Funds - COF Report to report NBK cost of funds rate, by KD and currency; balances and cost rates on third party resources, by currency and for a number of time periods; major currency Profitability report to find the Spread. Extended the Recharges of Expenditure to other units like senior staff recharges, printing &stationary recharges and others; involved in the cost allocation for reporting the make up of the cost allocation charge. Assessed the USD average Profitability in order to report monthly average interest spreads on Kuwait’s currencies books; forwarded the report to the Presentation Staff & Non staff costs for reporting on cost performance; conducted Cost Analysis V plan for quarter. Worked on the currency maturity ladders (Pound Sterling, US Dollar, Japanese Yen and Euro) for profiling Kuwait’s Sterling and US Dollar books across maturity by bands; handled key volumes for assessing the average balance and margin by product for Consumer and Corporate Division. Involved in the automation of reports including Total Kuwait Flash, Group Flash using Business Objects (BO) software, the presently used reporting tool in NBK; extended support to the retail branch units, corporate banking, consumer banking, private banking for any BO Report queries regarding branch transactions. - Oracle implementation team member in the year 2006 and recognized for efforts.