Commercial Insurance Broker, Advisor and Consultant: I utilize 40 years of knowledge, experience and connections to provide real value to middle market enterprises and nonprofit institutions. When faced the uncertainty, my clients turn to me to bring confidence to their decisions.Regional Senior Vice President: I oversee Heffernan's Los Angeles operation. I recruit smart people and to build effective teams. I like to lead by example: I work hard and play hard! I also run the Internet Programs Division for Heffernan. I founded and developed insuremyequipment.com along with many other internet based insurance programs. Board Chair of Shelter Partnership: I give back by leading a unique nonprofit institution which operates one the largest resource banks in the country serving hundereds of homeless agencies in Los Angeles County. This gives me first hand experience in understanding the risk management needs that nonprofit institutions face.Specialties: Comprehensive assessment of your institution's insurance and risk management program.Effective teaming with insurance companies so that client's receive maximum valueAnalysis and Negotiation of Letters of Credit for high deductible programsAssist clients with alternative and cost effective ways to transfer risk