Delson Manzueta Email & Phone Number

Greenwich, Connecticut, United States

Directs a team of experienced underwriting professionals that is responsible for overseeing an underwriting team setting priorities, communicating key goals and tracking performance to ensure team success.Actively works with appropriate internal stakeholders to ensure strong alignment between target setting process, underwriting and sales execution, and.

Primary duty is to analyze and underwrite credit decisions submitted by External & in-house Sales agents. Independent decision making ability and offering advice of junior team members on more complex and questionable issues, outside of the assigned scope. Perform research, and financial or statistical analysis to determine and support the credit.

Ensuring compliance with lending policies and regulations; covenant reviews; gathering, reviewing and analyzing financial statements, industry research and independent evaluations of the risk.

Carry out underwriting duties according to commercial credit policies, procedures, federal and state laws. Participate in resolution of operational and compliance audit issues in conjunction with senior management. Assist management in the development of streamlining policies and review procedures.

Underwrite commercial credit applications sourced from the Account Executives using conventional judgmental analysis as the primary underwriting method. Provide ongoing loan portfolio management through continuous monitoring with quarterly and annual reviews. Handle the renewal of existing credit facilities, monitoring financial and covenant compliance.

Initiate Contact with customer to determine reason for delinquency. Reviewing terms of sale, service, or credit contract with customer, while at the same time securing payment in full or an acceptable payment arrangement.

Analyze financial strength and creditworthiness of potential new customers and counterparties by obtaining and analyzing financial statements and third-party credit information. Monitor company’s over credit line exposure and past due balances, contacting customers to reduce credit exposure and make payment arrangements. Ensure compliance with credit.