Denise Schmidt Email and Phone Number
Denise Schmidt work email
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Denise Schmidt personal email
Decisive, responsible, and self-motivated professional with progressive and diversified experience in the banking industry. I possess experience in areas of troubled commercial loans, financial/credit analysis, loan policy, loan review, commercial documentation and procedures, loss mitigation, preparation & submission of claims to SBA for payment on guaranty and residential foreclosures. I have demonstrated ability to identify and resolve loss potential and effectively mitigate loss. I am particularly effective in managing multiple tasks and responsibilities. Excellent written and interpersonal communication skills. Strong contributor who performs best in a diverse and challenging environment
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Senior Vice President, Special Assets DepartmentBank Ozk Jan 2022 - PresentShelby And Forest City, Nc -
Vice PresidentBank Ozk Dec 2011 - PresentShelby, Nc
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Vice President - Special Assets DepartmentBank Of The Ozarks Dec 2011 - PresentShelby, NcSpecial Assets Team Leader/Vice President (2011 to Present)Supervise, instruct, & guide problem loan portfolio team of three. Negotiate, present & monitor workout solutions for high risk loan customers and oversee team of same.•Evaluate and review presentations for loan re-structure requests, foreclosure sale bid recommendations, settlement proposals, OREO transfer requests, and OREO case studies for real estate sales. •Develop and recommend strategies for optimal recovery of at risk commercial and consumer loan balances.•Recommend course of legal actions(s) to be employed by bank for loan recovery of problem loan customers.
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Special Assets Banker/OfficerBmo Harris Bank 2008 - Dec 2011Greater Milwaukee AreaCreate, negotiate, and monitor workout solutions with commercial loan customers, averse and manage legal actions, perform and document loan documentation reviews and serve as department expert in handling troubled commercial loans supported by SBA guaranty. -
Loan Review Manager/OfficerBmo Harris Bank Nov 2004 - Jul 2008Greater Milwaukee AreaAssess bankers' adherence to loan policy and loan approval, coordinate and perform periodic reviews of commercial loan portfolio to identify and mitigate risk and analyze, review and assess customers' ability to repay debt through financial performance analysis.- Created standard loan review line sheet used in the reviewing of a debtor loan relationship.- Designed and authored loan review summary reports for presentation to and discussion with senior management upon completion of field work.- Determined scope and set appropriate penetrations of commercial loans for a representative sample of relationships to review for assessing portfolio risk.- Evaluated bank officers assigned risk ratings of loan relationships for appropriateness and accuracy.- Discussed and recommended courses of action for criticized and classified commercial credits as an active member of the organization's Credit Oversight Committee.
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Commercial Operations SupervisorWaukesha State Bank Oct 2003 - Nov 2004Waukesha, WiProvide and coordinate commercial lending support to nine bankers with a staff of three assistants.- Established department procedures by collaborating with support staff and soliciting feedback from commercial bankers- Provided consistent banker support by documenting department processes into written procedures.- Supervised and instructed support staff on proper analysis and categorization of company financial statements. -
Special Assets AdjusterWells Fargo Apr 1999 - Aug 2003Greater Milwaukee AreaCreate and negotiate work out solutions with customers, manage foreclosure actions and sell residential properties obtained through foreclosure for three banking regions. -
Loan Examiner / OfficerWells Fargo Feb 1996 - Apr 1999Greater Milwaukee AreaResponsible for assessing and critiquing bankers' ability to effectively price, underwrite and risk rate commercial/business loans.- Assisted bankers with interpretation of credit process guidelines, resulting in increased competencies of lending staff and improved lending decisions.- Assessed bankers' abilities to analyze, structure and monitor credit relationships, which mitigate financial risks.- Consulted with bankers and management on credit standards, which improved competence and adherence to industry lending practices.- Communicated and educated commercial lenders on new regulations and credit underwriting best practices by collaborating and writing quarterly newsletters.
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Loan Documentation SpecialistWells Fargo Jun 1990 - Feb 1996Greater Milwaukee AreaMaintain integrity of commercial loan documentation. Assisted in establishing a new department and trained commercial banking staff on network application.- Recognized as a knowledgeable and valuable partner by my customers, resulting in improved documentation of loans.- Involved in the conversions of two customer relationship network applications as a trainer for end users, which resulted in better monitoring of external customer relationships and cress-sell opportunities. - Improved workflow of department by collaborating with team members to develop efficient and effective processes and procedures.- Cross-trained co-works on commercial loan documentation, which increased knowledge and understanding of department roles.Improved integrity of commercial loan documentation by reviewing, maintaining and streamlining loan support documents.- Educated lenders on governmental regulations, which assured compliance to legal lending practices.
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Teller, Atm Clerk And Credit AnalystWells Fargo May 1985 - Jun 1990Greater Milwaukee Area
Denise Schmidt Skills
Denise Schmidt Education Details
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Graduate - Cum Laude
Frequently Asked Questions about Denise Schmidt
What company does Denise Schmidt work for?
Denise Schmidt works for Bank Ozk
What is Denise Schmidt's role at the current company?
Denise Schmidt's current role is Senior Vice President at Bank OZ.
What is Denise Schmidt's email address?
Denise Schmidt's email address is ds****@****rks.com
What schools did Denise Schmidt attend?
Denise Schmidt attended Carroll University.
What skills is Denise Schmidt known for?
Denise Schmidt has skills like Loans, Banking, Commercial Lending, Financial Risk, Financial Analysis, Commercial Real Estate, Real Estate, Management, Loss Mitigation, Sales, Credit, Commercial Banking.
Who are Denise Schmidt's colleagues?
Denise Schmidt's colleagues are Jada Folsom, Herb Knowlton, Jamie Johnson, Lance Ivy, Crx,csm, Maria Villegas, Juan Gonzalez, Mercy De Quesada.
Not the Denise Schmidt you were looking for?
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Denise Schmidt
Chicago, Il4hotmail.com, careerbuilder.com, careerbuilder.com, kirkland.com -
2pihhealth.org, pih.net -
1leidos.com2 +130151XXXXX
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2pih.net, pihhealth.org1 (562) 6XXXXXXX
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