Denise Vidal Davis, Mba Email & Phone Number

Helotes, Texas, US

Fort Washington, Pennsylvania, US

• In my recent job role as Vice President of Underwriting at Filo Mortgage LLC, I orchestrated and implement underwriting policies, operating procedures, management plans, and strategies to ensure smooth flow of.
• I established and managed the underwriting department, provided leadership support, and reduced risks in accordance with company’s risk tolerance as set forth by the credit committee and investors, while transitioning.
• I successfully closed $1+ billion worth of loans in the first year of operations by developing underwriting department from scratch, implementing processes, coaching employees on procedures, and streamlining.
• I developed a team of mortgage directors, managed 25 staff members, assessed performance, evaluated training needs, and conducted training sessions to improve productivity and efficiency.

Irvine, CA, US

• While working as Underwriting Team Lead at the Loan Depot Wholesale, I worked with accounts executives across Central, South East, East Coast, and West Coast regions. I managed loans and closing ratios at levels.
• I participated with a team in building and implementing a digital training platform to give access to employees to all videos at any time.
• I played an instrumental role in achieving operational excellence and profitability targets by identifying areas of opportunity for both underwriters and processors, delivering effective classes to the department, and.
• I led a team of 13 staff members, prepared schedules, assigned duties and targets, supervised individual performance, and created a productive and friendly working ambiance at all times to retain top talent.
• I empowered underwriters to meet LDW expectations for production, quality, and customer service by providing hands-on leadership support and guidance.
• I planned and executed performance reviews of underwriters on a monthly and yearly basis to identify and address skills gaps and catapult efficiency levels.

San Antonio, Texas, US

• In this role, I delivered guidance to underwriters on resolving highly complex escalated VA files and mitigating risks in loan portfolio and investor products. I acted as the Front Door Analyst to handle non-wealth.
• I facilitated the development of underwriting department by creating training programs for staff.
• I accomplished business goals by cultivating open communication across business lines and sites.

San Antonio, Texas, US

Master Of Business Administration (M.B.A.)

Bachelor'S Of Science Degree, Geology/Earth Science, General

Bachelor'S Of Science, Biology, General