I specialize in helping people through their retirement years by providing my clients with information to make better choices that will keep their health insurance costs as low as possible, and strategies to maximize their wealth. When we meet with our clients, we discuss the different parts of Medicare: Part A, B, C, and D. I explain how Medicare works, and I share with you about the different insurance coverage options to provide you the best value that meets your needs. We discuss how the prescription drug plans work as well as the recent changes in the healthcare law that affect these plans. In addition, we also have dental, vision, and hearing plans. We inform our clients how the Medicaid Impoverishment Law can affect your retirement savings and provide strategies to protect one’s retirement assets in case of a nursing home event. One of the things you need to consider before you retire is when to begin to draw Social Security. According to a Kiplinger article by Susan B. Garland, “Social Security benefits grow an average of about 7% a year between 62 and 70, not including cost-of-living adjustments. That means you're earning a bigger return by delaying Social Security benefits than you are on your safe investments.” We have software available for you to understand all of your options to maximize your lifetime Social Security benefits. I would value the opportunity to get to speak with you further about these options. "To reach a licensed insurance agent, call the office at 502-245-2484 or cell 502-338-6272."

Provided budget, accounting, collection, computer analysis support for the financial operations at Farm Credit Services.

Prepared financial and credit analysis for the underwriting of commercial accounts. Analyzed management, industry, peer, financial ratios, cash flow, liquidity, trends, budget, and projections. Analyzed debt service coverage, covenants, collateral, guarantor and financial factors to determine underwriting risk. Achieved the highest possible internal auditing rating for credit processes.Administered the Siebel CRM system.Developed $265M in deposits.

Reported the daily hedging activity and accounting for $50 million in annual purchases of Soybean and Cottonseed vegetable oils for a food processor. Assisted in the monthly physical inventory reconciliation process. Prepared Inventory Pricing Schedules in order that Work-In-Process could be calculated. Responsible for reconciling and maintaining all commodity hedge contracts. Responsible for maintaining the purchase order system. Audited purchase invoices and submitted invoices to payables for payment. Served as back-up for the accounts receivable accountant. Familiar with FASB 133.Assisted in the development of processes for the implementation of Great Plains Dynamics software.Saved company 5.5 payroll hours per week by streamlining work processes via Excel/Access.Saved company over $20,000 by enforcing trading rules and auditing invoices.Analyzed PPV which led to a reclassification of income.