25+ years of progressive professional growth in the financial services industry related to innovation, portfolio growth strategy, business development, sales, credit underwriting, credit analysis, credit risk, loan portfolio participations, managing direct, indirect and digital verticals, Artificial Intelligence and Machine Learning, collections, wholesale floor planning and commercial lending.Specialties: A proven goal oriented leader with 25+ years in the financial services industry with a focus on credit operations, business development and sales, technology innovation, AI and ML, and credit risk management. Highly effective strategic leader, excellent people relationship skills with the ability to identify, recruit and develop result oriented management teams. Strong interpersonal skills with the proven ability to communicate at the senior executive level with strategic and tactical goals and objectives.