Transcend Wealth provides comprehensive financial planning and investment management to individuals and families. Its focus is on helping people make informed financial decisions by taking the time to explain complex financial concepts in a easy to understand manner. As an independent, fee-only wealth management firm, we do not receive commissions, revenue-sharing, or other forms of "under-the-table" hidden compensation that can lead to unnecessary conflicts of interest. High-quality financial advice doesn't need to cost a fortune. We focus on keeping all costs and expenses low, and this include the fees you pay us as your advisor.

Develops financial plans for prospective and current clients, while providing ongoing service and advice to more than 250 client households.Assists in the development and monitoring of the firm's investment strategies, and conducts trading, investment reporting and benchmarking for client's individual accounts.J.R. Hill & Associates, Inc. is a SEC Registered Investment Advisory firm DBA Hill Financial Group, Peak Wealth Solutions and Hill & Associates. Securities, when offered, are through American Portfolios Financial Services, Inc. (APFS) member FINRA/SIPC. J.R. Hill & Associates, Inc. is a separate entity from APFS.Any opinions expressed in this forum are not the opinion or view of American Portfolios Financial Services, Inc. (APFS) or American Portfolios Advisors, Inc. (APA) and have not been reviewed by the firm for completeness or accuracy. These opinions are subject to change at any time without notice. Any comments or postings are provided for informational purposes only and do not constitute an offer or a recommendation to buy or sell securities or other financial instruments. Readers should conduct their own review and exercise judgment prior to investing. Investments are not guaranteed, involve risk and may result in a loss of principal. Past performance does not guarantee future results. Investments are not suitable for all types of investors.