Allfeds offers current and retired federal employees alternative options with guaranteed benefits and premiums. We specialize in guaranteed issue long term disability insurance, FEGLI Option B comparisons and Elder Care Insurance for Federal employees AND their parents.Our new Elder Care Insurance plans provide up to $250,000 for home health care, facility care and hospice care for federal employees AND their parents who cannot access the federal plan or have been turned down by traditional LTC carriers. Elder Care Insurance should be affordable AND attainable. Our extremely relaxed underwriting and affordable premiums offer valuable coverage for those in need.Our FegliPLUS comparison not only reduce your current FEGLI premiums by 50-80%, it will also guarantee death benefits AND premiums for 20 or 30 years while including lump sum coverage for critical illness and chronic care situations including heart attack, stroke, cancer, Parkinson's, paralysis. MS, Parkinson's, dementia and Alzheimer's.The FegliPLUS guaranteed 20 year savings for older employees can easily exceed $150.000.Our WAEPA vs FeglipLUS vs FEGLI comparisons have been particularly well received.

The biggest financial gap for SeniorFeds is Elder Care Insurance. Between the feds pausing their LTC offering, strict underwriting or unaffordable premiums, most feds are uninsured for elder care needs. Our Elder Care Insurance provides up to $250,000 for home health care, facility care or hospice. Extremely relaxed underwriting and reduced costs offer an affordable AND attainable alternative for those in need.Most SeniorFeds still need life insurance when they retire. Group plans such as WAEPA, GEBA and FEGLI Option B all include decreasing death benefits and/or rapidly increasing premiums.FegliPLUS now offers Senior Feds guaranteed premiums AND death benefits for twenty years in addition to valuable lump sum coverage for Critical Illness and Chronic care conditions such as heart attack, stroke, cancer, paralysis, dementia and Alzheimer's.Our new WAEPA vs FEGLI vs GEBA vs FegliPLUS will clearly illustrate the guaranteed death benefits and premium savings.

Provides federal employees a less expensive alternative to Federal Employee Group Life Insurance (FEGLI) Option "B". Qualified federal employees can now reduce their FEGLI Option B premiums by 30-80% with total 20 year savings frequently exceeding $150,000.Our new FegliPLUS comparisons offer the same 50-80% savings as well as important lump sum payments for Critical Illness and Chronic Care conditions including heart attack, Stroke, Cancer, paralysis, Parkinson's, dementia and Alzheimer's.Our WAEPA vs FegliPLUS vs FEGLI comparison has been extremely well received by senior federal employees. They are particularly interested in locking in death benefits AND premiums for twenty years

Provides online quotes for term life insurance. Compares top companies to insure best guaranteed rates for 10,15, 20 or 30 years. Carriers include John Hancock, AXA, Prudential, Banner Life, ING, Protective, North American, Transamerica, Lincoln Financial and Principal Financial, Symetra, American National, AIG

NIS provides life, health, dental insurance in forty five states. We specialize in Elder Care Insurance, Short Term Health Insurance, Dental Insurance and Life Insurance. Major carriers include, Prudential, Banner, AIG, North American, and Lloyd's of London. Many of our plans have next day coverage and online completion.Elder Care Insurance provides up to $250,000 for home heath care, facility care and hospice care. Extremely relaxed underwriting and substantially lower premiums provides an affordable and attainable option for those in need.Our 1st dollar health plan offers up to $5 million lifetime benefits with no deductibles or co-pays....streamlined underwriting and most policies issued within ten days.