Deon Jones Email & Phone Number

FNMA & FHLMC compliance Underwriting specialist. Analyzed mortgage applications which included review of credit, income, asset, appraisal and title documents. Completed analysis of personal and business tax returns where necessary to confirm the borrower capacity to repay the requested mortgage obligation. Post closing quality control review of loans files to confirm eligibility for Radian's Mortgage Insurance rescission relief program. This entailed the audit of all the information that was used by the lender for the loan decision. Also completed occupancy verification where necessary. Conducted quality control reviews on non-performing loans to determine compliance to lender origination guidelines and insurance company's Master Policy. Investigate cases of potential fraud by conducting interviews, reverifying application details and performing public record searches. Effectively communicate company's decision to servicers and insured lenders to resolve disputed rescissions.

Responsible for reviewing loan application documents and approving or denying loans based on risk assessment in conjunction with corporate, investor and government policies. Analyzed credit reports, income documentation, employment records, appraisal reports and verified information as needed to determine borrower's ability to meet requirements of loan.