Derek Hinkle Email & Phone Number

Work with with senior leaders across the bank to create and implement strategic planning for US Retail Credit Operations. Responsible to ensure that department personnel carries out strategies and changes that coincide with that planning, ensuring departmental performance meets or surpasses expectations. Monitor departmental performance in all facets of Retail Credit Operations which include regulatory compliance, portfolio performance, credit risk, and employee performance. Ensure career development of 4-6 team leads as well as the 40 plus Analysts that report to them.

Greater Detroit Area

Lead and execute Lean Six Sigma initiatives by working with Senior and Executive leaders across the organization. Utilizing the DMAIC process to Improve organizational performance by identifying, scoping and solutioning Lean-related business challenges.

Greater Detroit Area

Worked closely with senior leaders to create and implement strategic planning for US Retail Credit Operations. Responsible to ensure that department personnel carries out strategies and changes that coincide with that planning, ensuring departmental performance meets or surpasses expectations. Monitored departmental performance in all facets of retail operations which include regulatory compliance, portfolio performance, credit risk, and employee performance. Ensure career development of 5 -7 team leads along with 30 - 40 analysts reporting to them.

Greater Detroit Area

Led a team of 10 plus credit analysts to ensure consistent and compliant credit decisions of automotive loan applications were executed. Responsible for individual team member's growth; creating coaching and developmental plans to ensure performance standards were met. Review and approve credit exceptions that adhere to TDAF's credit policy.

Greater Detroit Area

Responsible to for building professional rapport with dealers and finance managers to help ensure a lasting relationship. Educate dealer customers of our competitive advantages as well as underwriting policies and procedures to help win business. Effectively analyze high dollar consumer automotive credit applications using external regulations as well as internal lending policies to best decision credit worthiness.

Greater Detroit Area

Flint Michigan

Greater Detroit Area