Derek P. Pollard, Mba Email and Phone Number
COMMERCIAL CREDIT RISK MANAGEMENT EXECUTIVEI am a tested Enterprise Credit Risk Management Executive with a strong track record in driving risk reduction and revenue growth through innovative credit risk strategies. My expertise spans Commercial Real Estate (CRE), Commercial & Industrial (C&I), Small Business Administration (SBA), and Private Wealth (High Net Worth) credit risk, allowing me to help banks and organizations navigate financial challenges and achieve sustainable growth.What I Offer: With hands-on experience in both CRE lending and credit risk management, I specialize in crafting comprehensive strategies that balance loan growth with risk mitigation. I also bring proficiency in AI-driven analytics, enhancing regulatory compliance and financial stability across organizations.Earlier in my banking career, I spent seven years as a commercial real estate lender/workout officer for two major domestic financial institutions, gaining deep insights into the lending process, risk evaluation, and client management. These insights now complement my expertise in CRE credit risk management.Key Achievements:• Risk Mitigation: Partly through my strategy, policy, and guideline adjustments, SunTrust Bank reduced its nonperforming assets from 5.33% to 0.64% during an economic downturn - ask me how. • Portfolio Growth: Expanded an institutional CRE loan portfolio by 103%, from $8.7 billion to $17.7 billion, by creating a dedicated institutional underwriting platform - ask me how. • Innovative Risk Modeling: Developed credit risk inputs using Moody’s Risk Analyst, boosting the accuracy of commercial real estate risk management, risk ratings, and default probabilities - ask me how. Additional Expertise: • Former Federal Reserve Capital Markets and Credit Risk Examiner with deep insights into regulatory compliance and credit, market, interest rate, and liquidity risk management. • Skilled in Data-Driven Management, leveraging financial data for forecasting and actionable reporting. • Extensive Business Development and Project Management knowledge for commercial real estate lending and asset valuation.Emerging Skills: My expertise in Generative AI, building AI Agents/GPTs, and AI Automation enhances my ability to integrate advanced analytics into credit risk management, ensuring more precise risk identification and mitigation strategies.
-
Co-FounderHealthtouch Urgent CareAtlanta, Ga, Us
-
Co-FounderHealthtouch Urgent Care Mar 2020 - PresentAtlanta, Ga, UsLead strategic planning, capital raising, and comprehensive business management efforts for start-up urgent care brand. My role involves steering the company's direction with a keen focus on innovative healthcare solutions, financial stewardship, and technological integration. My approach is deeply rooted in a data-driven mindset, ensuring that HealthTouch meets and exceeds its goals in the rapidly evolving healthcare sector.Responsibilities:Strategy Creation and Implementation:- Lead the development and execution of HealthTouch's strategic initiatives, focusing on expanding our urgent care network and enhancing patient care services.- Drive market analysis and positioning to identify growth opportunities and competitive advantages.- Foster a culture of continuous innovation and adaptation to healthcare trends.Capital Raising and Financial Oversight:- Spearhead fundraising activities and capital allocation to fuel expansion and operational efficiency.- Oversee financial planning and analysis, including budgeting, financial projections, and cash flow management.- Ensure financial sustainability and investor value maximization.Technology Integration and Digital Transformation:- Champion the adoption of cutting-edge healthcare technologies, such as electronic health records (EHR) and telemedicine platforms.- Oversee the digital marketing strategy, enhancing HealthTouch's online presence and patient engagement.- Leverage data analytics for informed decision-making and performance optimization.Business Leadership and Team Development:- Provide directional leadership, fostering a high-performance culture within the organization.- Guide the recruitment and professional development of a skilled team committed to HealthTouch's vision and values.- Cultivate relationships with key stakeholders, including healthcare providers, community leaders, and industry partners. -
Managing PartnerLakerock Capital, Llc Jan 2018 - Jan 2024Lead most aspects of bank risk management, commercial real estate, and healthcare development consultancy. Develop project scopes, defining timelines, budgets, and KPIs. Forecast and analyze markets to drive strategic decision-making. Engage with senior client executives and target management to optimize bank risk management processes.Professional Experience:Director of Operations and Finance | Bank Consulting and Healthcare Investment FirmDirect daily operations, financial activities, and personnel management ensuring seamless execution of projects and strategic initiatives.Spearhead project planning by defining comprehensive scopes, and identifying timelines, budgets, and KPIs to drive project success.Create and monitor accurate forecasts, conducting thorough market reviews and adapting strategies as required.Engage in discussions with senior client executives and target management, focusing on commercial real estate loans and asset optimization.Additional Facts:Leverage data-driven insights to optimize credit, financial reporting, valuation, environmental, construction risk management, portfolio limits, and regulatory compliance risk management processes.Use advanced methodologies, such as discounted cash flow analysis and loan underwriting, to forecast performance for income-property investments (apartments, office, retail, warehouse, self-storage, etc.) and determine valuations and internal rates of return.Enhance client banks' risk management documentation, providing greater clarity around credit underwriting and regulatory compliance processes.Conducted comprehensive underwriting and collateral reviews for commercial real estate loan portfolios and individual financing transactions.Devise an in-depth investment analysis, playbooks, and strategic plans for healthcare distribution solutions, e.g., urgent and acute care centers. -
First Vice President - Enterprise Risk Manager - Commercial Real Estate, C&I, Private Wealth, SbaSuntrust Jun 2005 - Dec 2017Charlotte, Nc, UsAs an experienced professional in risk management, my role revolved around the comprehensive planning, design, monitoring, and adaptation of various risk management protocols and underwriting platforms across different business domains, including commercial real estate, commercial and industrial (C&I), and private wealth. Through a meticulous approach to strategic planning, governance, and robust collaboration with the executive team, my objective was to identify, measure, monitor, and effectively manage various facets of risk, including credit, operational, and strategic.My vision extended to creating transformative processes to stimulate loan growth, regulate credit and operational risk, and effectively cap potential losses.HIGHLIGHTED ACCOMPLISHMENTSMasterminded and implemented stringent underwriting criteria, policies, and guidelines for a spectrum of transactions in the commercial real estate sector. This undertaking spanned institutional, investment, DUS, LIHTC, and owner-occupied transactions across all business verticals, representing a significant loan exposure of $26.0 billion.Established an institutional commercial real estate underwriting platform, successfully driving loan growth by an unprecedented 103% - from $8.7 billion to $17.7 billion within four years.Recognized and addressed deficiencies in commercial liability, flood insurance, valuation, construction administration, and tax monitoring through effective team leadership and mitigation strategies.Successfully navigated a commercial bank through a severe economic recession by minimizing loss and significantly ameliorating loan asset quality, achieved through the modification of credit underwriting and regulatory strategy.Played a key role in improving the ratio of nonperforming assets to total loans, bringing it down to 0.64% from 5.33% during a recent economic downturn.Dictated the credit and underwriting requirements for advanced credit risk and early warning models. -
Commissioned Capital Markets/Credit Risk ExaminerThe Federal Reserve Bank Of Atlanta Sep 2000 - Jun 2005Washington, Dc, UsProven track record of successfully completing the prestigious Federal Reserve System’s comprehensive commissioning program. Possesses a solid background in leading complex reviews encompassing various areas such as capital markets, treasury, trading activities, interest rate risk model validation, liquidity risk, marketable securities portfolio risk methodology, and commercial real estate lending functions for complex bank holding companies, banks, and foreign banking organizations.Adept at supervising community and large regional financial institutions, conducting thorough risk assessments, evaluating internal controls, and formulating supervisory findings to drive enhanced compliance. Demonstrated ability to consult with senior bank management to identify, monitor, and manage risk associated with capital markets and commercial real estate lending activities.Professional Experience:Senior Risk Manager | Supervision and Regulation | Federal Reserve SystemLed and executed comprehensive reviews of capital markets, treasury, trading activities, interest rate risk model validation, liquidity risk, marketable securities portfolio risk methodology, and commercial real estate lending functions for a diverse portfolio of complex bank holding companies, banks, and foreign banking organizations.Ensured regulatory compliance and best practices by conducting thorough risk assessments, evaluating internal controls, and formulating supervisory findings following discussions with institution management.Advised and collaborated with senior bank management to identify, monitor, and effectively manage risk associated with capital markets and commercial real estate lending activities.Supervisory Examiner | Risk Management Division | Federal Reserve SystemProvided expert oversight of community and large regional financial institutions, employing detailed examinations and ongoing reviews to assess inherent risk, internal controls, and risk management practices.
Derek P. Pollard, Mba Education Details
-
Morehouse CollegeFinance & Accounting -
Clark Atlanta UniversityFinance & Accounting
Frequently Asked Questions about Derek P. Pollard, Mba
What company does Derek P. Pollard, Mba work for?
Derek P. Pollard, Mba works for Healthtouch Urgent Care
What is Derek P. Pollard, Mba's role at the current company?
Derek P. Pollard, Mba's current role is Co-Founder.
What schools did Derek P. Pollard, Mba attend?
Derek P. Pollard, Mba attended Morehouse College, Clark Atlanta University.
Free Chrome Extension
Find emails, phones & company data instantly
Aero Online
Your AI prospecting assistant
Select data to include:
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial