Derek P. Pollard, Mba Email & Phone Number

Atlanta, Ga, Us

Atlanta, Ga, Us

Atlanta, Ga, Us

Lead strategic planning, capital raising, and comprehensive business management efforts for start-up urgent care brand. My role involves steering the company's direction with a keen focus on innovative healthcare solutions, financial stewardship, and technological integration. My approach is deeply rooted in a data-driven mindset, ensuring that HealthTouch meets and exceeds its goals in the rapidly evolving healthcare sector.Responsibilities:Strategy Creation and Implementation:- Lead the development and execution of HealthTouch's strategic initiatives, focusing on expanding our urgent care network and enhancing patient care services.- Drive market analysis and positioning to identify growth opportunities and competitive advantages.- Foster a culture of continuous innovation and adaptation to healthcare trends.Capital Raising and Financial Oversight:- Spearhead fundraising activities and capital allocation to fuel expansion and operational efficiency.- Oversee financial planning and analysis, including budgeting, financial projections, and cash flow management.- Ensure financial sustainability and investor value maximization.Technology Integration and Digital Transformation:- Champion the adoption of cutting-edge healthcare technologies, such as electronic health records (EHR) and telemedicine platforms.- Oversee the digital marketing strategy, enhancing HealthTouch's online presence and patient engagement.- Leverage data analytics for informed decision-making and performance optimization.Business Leadership and Team Development:- Provide directional leadership, fostering a high-performance culture within the organization.- Guide the recruitment and professional development of a skilled team committed to HealthTouch's vision and values.- Cultivate relationships with key stakeholders, including healthcare providers, community leaders, and industry partners.

Lead most aspects of bank risk management, commercial real estate, and healthcare development consultancy. Develop project scopes, defining timelines, budgets, and KPIs. Forecast and analyze markets to drive strategic decision-making. Engage with senior client executives and target management to optimize bank risk management processes.Professional Experience:Director of Operations and Finance | Bank Consulting and Healthcare Investment FirmDirect daily operations, financial activities, and personnel management ensuring seamless execution of projects and strategic initiatives.Spearhead project planning by defining comprehensive scopes, and identifying timelines, budgets, and KPIs to drive project success.Create and monitor accurate forecasts, conducting thorough market reviews and adapting strategies as required.Engage in discussions with senior client executives and target management, focusing on commercial real estate loans and asset optimization.Additional Facts:Leverage data-driven insights to optimize credit, financial reporting, valuation, environmental, construction risk management, portfolio limits, and regulatory compliance risk management processes.Use advanced methodologies, such as discounted cash flow analysis and loan underwriting, to forecast performance for income-property investments (apartments, office, retail, warehouse, self-storage, etc.) and determine valuations and internal rates of return.Enhance client banks' risk management documentation, providing greater clarity around credit underwriting and regulatory compliance processes.Conducted comprehensive underwriting and collateral reviews for commercial real estate loan portfolios and individual financing transactions.Devise an in-depth investment analysis, playbooks, and strategic plans for healthcare distribution solutions, e.g., urgent and acute care centers.

Charlotte, Nc, Us

As an experienced professional in risk management, my role revolved around the comprehensive planning, design, monitoring, and adaptation of various risk management protocols and underwriting platforms across different business domains, including commercial real estate, commercial and industrial (C&I), and private wealth. Through a meticulous approach to strategic planning, governance, and robust collaboration with the executive team, my objective was to identify, measure, monitor, and effectively manage various facets of risk, including credit, operational, and strategic.My vision extended to creating transformative processes to stimulate loan growth, regulate credit and operational risk, and effectively cap potential losses.HIGHLIGHTED ACCOMPLISHMENTSMasterminded and implemented stringent underwriting criteria, policies, and guidelines for a spectrum of transactions in the commercial real estate sector. This undertaking spanned institutional, investment, DUS, LIHTC, and owner-occupied transactions across all business verticals, representing a significant loan exposure of $26.0 billion.Established an institutional commercial real estate underwriting platform, successfully driving loan growth by an unprecedented 103% - from $8.7 billion to $17.7 billion within four years.Recognized and addressed deficiencies in commercial liability, flood insurance, valuation, construction administration, and tax monitoring through effective team leadership and mitigation strategies.Successfully navigated a commercial bank through a severe economic recession by minimizing loss and significantly ameliorating loan asset quality, achieved through the modification of credit underwriting and regulatory strategy.Played a key role in improving the ratio of nonperforming assets to total loans, bringing it down to 0.64% from 5.33% during a recent economic downturn.Dictated the credit and underwriting requirements for advanced credit risk and early warning models.

Washington, Dc, Us

Proven track record of successfully completing the prestigious Federal Reserve System’s comprehensive commissioning program. Possesses a solid background in leading complex reviews encompassing various areas such as capital markets, treasury, trading activities, interest rate risk model validation, liquidity risk, marketable securities portfolio risk methodology, and commercial real estate lending functions for complex bank holding companies, banks, and foreign banking organizations.Adept at supervising community and large regional financial institutions, conducting thorough risk assessments, evaluating internal controls, and formulating supervisory findings to drive enhanced compliance. Demonstrated ability to consult with senior bank management to identify, monitor, and manage risk associated with capital markets and commercial real estate lending activities.Professional Experience:Senior Risk Manager | Supervision and Regulation | Federal Reserve SystemLed and executed comprehensive reviews of capital markets, treasury, trading activities, interest rate risk model validation, liquidity risk, marketable securities portfolio risk methodology, and commercial real estate lending functions for a diverse portfolio of complex bank holding companies, banks, and foreign banking organizations.Ensured regulatory compliance and best practices by conducting thorough risk assessments, evaluating internal controls, and formulating supervisory findings following discussions with institution management.Advised and collaborated with senior bank management to identify, monitor, and effectively manage risk associated with capital markets and commercial real estate lending activities.Supervisory Examiner | Risk Management Division | Federal Reserve SystemProvided expert oversight of community and large regional financial institutions, employing detailed examinations and ongoing reviews to assess inherent risk, internal controls, and risk management practices.

B.A., Finance & Accounting

Master Of Business Administration - Mba, Finance & Accounting