Derek Cheng Email & Phone Number

Calgary, Alberta, Canada

Skilled to help Canadian entrepreneurs to grow their businesses by providing flexible financing solutions and connect social resources to them.

Calgary, Ab

Achievements:• Drove a dynamic portfolio of 148 valued clients, achieving an impressive 25% average annual book volume surge, 57.81% business loan growth, and 25.58% total deposit increase.• Led innovative relationship management strategies, elevating total revenue by average 51% and net interest income by 74% year over year.• Currently sitting with $6,967,000 in funded loans and $29,416,000 in growed deposit. Contributions:• Collaborated cross-functionally with internal teams (Commercial Banking, Wealth Management, Treasury Services) for comprehensive financial solutions.• Crafted tailored banking and investment strategies through meticulous financial analysis, risk assessments, and industry research.• Showcased exceptional relationship management, securing a high client retention and high satisfaction levels.• Elevated brand presence through community engagement, generating new business leads.• Consistently recognized as a "Top Performer" for exceeding sales targets and demonstrating exceptional client service.• Mentored and nurtured junior team members, fostering overall team growth and success.

Toronto, Ontario, Canada

- Managed a diverse portfolio of 295 business clients, overseeing $34MM in deposits and $4.5MM in borrowings.- Achieved exceptional results, driving a 164% increase in the deposit book (from $12.9MM to $34MM, $21.1MM net) and a 195% increase in the borrowing book (from $2.1M to $6.2M, $4.1MM net) within two years. While bank’s business deposit grew 7% annually, borrowing grew 4% annually.- Facilitated over $10MM in borrowing referrals to Commercial Banking & Wealth Management, showcasing exceptional relationship management skills.- Received outstanding accolades for a 2020 Individual performance factor at 292%, with sales actual at 170%, consistently exceeding targets.- Proactively developed the market, acquiring new business and cultivating strategic relationships through active involvement in social events, community interactions, and business associations.- Analyzed financial statements, business plans, and industry trends to provide comprehensive advice, resulting in enhanced business performance for clients.- Leveraged excellent banking knowledge and financial analysis skills to create tailored financing and banking solutions that propelled clients toward business success.

Richmond Hill, Ontario, Canada

- Spearheaded financial funding activities, developing and implementing a successful seed fund investment strategy and action plan.- Proactively cultivated relationships with Angel investors and Venture capitalists, effectively managing their interests in the company.- Oversaw the financial projection and evaluation process, contributing to the formulation of investment-related documents, including pitch decks, investment handbooks, and business development plans.- Played an integral role in executive decision-making, providing expert advice on financial leveraging and market development to drive business growth.- Streamlined financial reporting processes and implemented measures to optimize financial performance and operational efficiency.- Collaborated with cross-functional teams to ensure financial stability, compliance, and risk management in alignment with the organization's objectives.- Contributed to the successful expansion of AB Group Inc.'s business and market presence through strategic financial planning and analysis.- Actively participated in industry events and networking opportunities to foster new partnerships and funding opportunities.

Beijing, China

- Strategically and analytically planning China Life’s future development in Credit Reporting System.

Master Of Business Administration - Mba, Finance & Data Analysis

Master Of Business Administration (First Academic Year Completed), Finance

- Completed an intensive and specialized 1-year curriculum of the 3-year MBA program with a focus on Finance, providing in-depth knowledge.

Credential Of Readiness, Business Management

- Successfully completed the prestigious Credential of Readiness (CORe) program, offered by Harvard Business School Online, which focused.

Bachelor Of Management & Organizational Studies, Finance

- Completed a comprehensive program with a specialization in Finance and a minor in Economics, acquiring a strong foundation in business.