Derek Simonsen Email & Phone Number

Sioux Falls, South Dakota

• Solicit, evaluate, originate, and structure credit requests consistent with Bank loan policy and solicit deposit relationships. Manage relationships that meet expected individual loan and deposit volume goals while producing appropriate interest and fee income for the Bank.• Proactively manage portfolio to lessen risk exposure and increase quality consistent with Bank policy guidelines. Perform accurate documentation, credit analysis, and file maintenance, adding to the soundness of the credit portfolio and preparation for third-party review.• Develop and maintain a network of referral sources including accountants, attorneys, insurance agents, appraisers, key customers, and other Banker personnel.• Expand and solidify customer relationships through referrals to appropriate areas of the Bank with the goal of increase profitability.• Responsible for performing duties in accordance with banking laws and regulations as they apply to all aspects of retail deposit and lending operations. This includes having knowledge of laws and regulations and keeping abreast of changes as they occur. Successful execution of all compliance responsibilities as required to effectively complete all specific job duties

Rapid City, South Dakota Area

Went through a business banking training program which focused on how to work with businesses in many different kinds of industries. Received training and assisted business bankers in financial and statistical analyses, conducting research, prepared documents, pricing and structuring of loans, commercial real estate, and underwriting. I will shadow, be participating in sales calls, and side-by-side training with the Business Relationship Managers.

Sioux Falls, South Dakota Area

• Responsible for over $2.5 Million in total loan volume for 2012• Also responsible for over 1800 closed units to high-value premier customers that have a relationship of more than $25,000 with Wells Fargo• Ranked Top 10 out of 50 Premier bankers based on sales for 2012 and top 5 twice• Build relationships with clients to help them grow their financial portfolio, which includes financial advice around Home Equity, Brokerage, and Deposit Products etc.

Sioux Falls, South Dakota Area

Identify member's financial needs and offer products and services that meet such needs. Achieve established sales and service goals. Ensure members receive friendly, accurate, and timely assistance, to promote our products and services to all members, and to provide exceptional member service. To assist members with their financial transactions, open and close accounts, process loans, and problem resolution. Interview and correspond with loan applicants, prepare and process documents ensuring compliance with credit union policies and procedures. I had to possess great interaction and communication with members and have great organizational and computer skills.

Bachelors, Finance

Education record

Education record

General Studies, Chemistry

High School