I am a senior counsel and an experienced federal banking regulator in the Federal Reserve Board's Legal Division, where I work on investigations and enforcement actions involving banks, bank employees, and third-party service providers for violations of law and unsafe or unsound banking practices. I also provide legal and policy advice to Board members and senior staff. I have been detailed to the U.S. Department of the Treasury. Both the Federal Reserve Board and Treasury have recognized my performance with significant awards. In the past ten years, I have worked on virtually every consumer enforcement action that the Board has taken for unfair or deceptive practices (UDAP) and consumer compliance deficiencies, including involving third-party service providers. With respect to federal flood insurance laws, I have worked on many penalty matters and participated in drafting interagency rulemakings and policy guidance. I also work on consumer policy matters. Further, for several years, I was a key member of an interagency team initiating and implementing enforcement action requirements related to mortgage servicing and foreclosure deficiencies after the financial crisis. Finally, I provide advice regarding relationships between banks and FinTech providers involving Federal Reserve-administered laws, such as the Bank Service Company Act. Over the years, I have developed effective working relationships with my colleagues throughout the Federal Reserve System and at the OCC, FDIC, Treasury, NCUA, CFPB, FHFA and Farm Credit Administration through our work together on enforcement and policy matters.From June 2021 through January 202, I detailed to the U.S. Department of the Treasury to provide advice to senior officials regarding pandemic recovery programs, including the airlines/national security loans programs, the Coronavirus Economic Relief for Transportation Services (CERTS) program, and the State and Local recovery programs. I worked on program design and implementation; reviewed select grant applications; advised on anti-fraud activities; provided compliance, litigation, and constitutional law advice; and assisted with responding to oversight requests.Since 2009, I have held an appointment as a part-time lecturer at The George Washington University, where I teach a section of constitutional law in the evening — a course on the powers of the U.S. Government. I am particularly interested in the Commerce Clause and separation of powers disputes, including with respect to national security issues.