Derrick Hooker Email & Phone Number

•Provide choices for youth and assist them in making positive decisions•Maintain communication and a positive relationship with others team members•Responsible for communicating discipline issues with direct supervisor•Develop and execute action plans with participants

•Managed credit re-underwrites on all loss mitigation loan files •Handled a pipeline of loans in both processing and closing stages•Performed analysis and recalculation as required of all borrower income sources•Analyzed property appraisal to determine if value is supported and property met all eligibility requirements •Analyzed borrower's debt load and calculation of debt to income ratio•Verified trial payments in MSP•Made determinations that loan elements are… Show more •Managed credit re-underwrites on all loss mitigation loan files •Handled a pipeline of loans in both processing and closing stages•Performed analysis and recalculation as required of all borrower income sources•Analyzed property appraisal to determine if value is supported and property met all eligibility requirements •Analyzed borrower's debt load and calculation of debt to income ratio•Verified trial payments in MSP•Made determinations that loan elements are acceptable to appropriate investor guidelines.•Entered defined loan data into Quality Control system.•Assigned a loan grading pursuant to the severity and type of the loan deficiency with an emphasis on overall investor risk.•Commented on loan inaccuracies and resolved conditions•Analyzed note, mortgage, and assignment with emphasis on accuracy•Checked files for all required disclosures•Abstracted data in Freddie Mac loan portal for transfer•Assured loans for compliance with the Fair and Accurate Credit Transaction Act, the Bank Secrecy Act, and the Anti Money Laundering Act, including monitoring for any illegal activity Show less

•Managed SJHM homeownership preservation program and executed administrative functions to ensure all paperwork was processed efficiently and in a timely manner•Researched opportunities for improved services to clients by implementing weekly status updates on their loan modification•Followed up on and resolved customer complaints•Maximized office productivity through proficient use of excel software

•Communicated with applicants to obtain information for loan application and to answer questions about the mortgage sales process •Explained to customers the different types of loans and credit options that are available, as well as recommending appropriate product solution that meets customer needs•Obtained and compiled copies of loan applicants’ credit histories, financial statements, and property valuation to determine feasibility of granting loan•Generated financial ratio, using… Show more •Communicated with applicants to obtain information for loan application and to answer questions about the mortgage sales process •Explained to customers the different types of loans and credit options that are available, as well as recommending appropriate product solution that meets customer needs•Obtained and compiled copies of loan applicants’ credit histories, financial statements, and property valuation to determine feasibility of granting loan•Generated financial ratio, using desktop underwriter to evaluate customer status•Coordinated with appraisers, attorneys, realtors, financial advisors, accountants, insurance agents, and underwriters during the loan process Show less