Des Nikolov Email & Phone Number

Manchester, NH, US

New Hampshire, United States

Concord, New Hampshire, United States

• Managed a leading branch in the Seacoast New Hampshire Region with a staff of 12 between two locations in the Metro, NH region and efficaciously soliciting, selling, developing, servicing, and structuring a wide range.
• Skilled in financial modeling and able to appropriately structure credit in a modeling environment proven by managing a portfolio of credit and non-credit partnering relationships of varying size and complexity.
• Sourced new business maximizing revenue growth on active market coverage of prospective clients to achieve new client acquisition goals generating new and incremental margin and fee-based revenue from both credit and.
• Excelled with a strong understanding of financial statements, credit matters and issues that would strategically add value to a diverse set of companies within the portfolio.
• Fostered close relationship within the community developing partnerships with businesses to delegate and work closely and effectively as a team to proactively serve the needs of the clients, while expanding the.
• Evaluated business risk, taking into consideration capital structures and industry nuances as applicable and then communicated and influenced those present persuasively exhibiting thoughts and ideas that resulted in a.

• Maximized branch revenues, sales, customer satisfaction, and branch staffing managing all the functions of a Tier 1branch and staff by strategizing operational improvements minimizing losses.
• Developed and trained staff through specified grooming techniques on cold calls of prospective small business customers to maintain and develop relationships with existing and new customers to drive revenue for the bank.
• Prioritized, managed, and communicated promotional campaigns and product initiatives following branch compliance on bank policies, procedures, and operational integrity.

Westbrook, Maine, United States

• Managed the operation of a multi-million-dollar business and setting (KPI) targets for the store that generating revenue and increasing customers loyalty.
• Directed the store operations on visual merchandising, marketing, shipment, omni-channel, inventory, and maintenance successfully, which lead to being promoted twice in the role as Store Manager to run higher volume.
• Coached and groomed over 25 employees, streamlining communication with the management staff that created a stronger teamwork environment.

Ruse, Bulgaria

• Performed the administration of hiring, training, and assigning work to security professionals as their supervisor evaluating their performance while grooming them into successful security experts.
• Executed emergency response procedures to medical emergencies, bomb threats, fire alarms, or intrusion alarms by conducting risk assessments, policy development, education, and enforcement.

Bachelor Of Business Administration (B.B.A.), Economics And Management

Associate'S Degree, Industrial Management