Destiny L. D. Email and Phone Number

• Project Manager of City of Chicago funded grant programs (Tax Increment Financing Neighborhood Improvement Program (TIF-NIP), Lead Based Paint Prevention Program, Micro Market Recovery Program (MMRP), Target Block Program, etc.), generating over $5 million in housing grants.• Organized, facilitated, and presented at public meetings on behalf of the City of Chicago’s Department Planning & Development regarding the requirements and process for homeowners to apply for the Tax Increment Financing Neighborhood Improvement Program (TIF-NIP).• Determined income and program eligibility for prospective applicants of City of Chicago programs per the Department of Housing and Urban Development (HUD) regulations and policies. • Gathered and analyzed financial and narrative data; submitted monthly and quarterly reports to the City of Chicago’s Department Planning & Development, NeighborWorks America, Illinois Department of Financial and Professional Regulation, the Community Development Financial Institutions (CDFI) Fund, and NHS Executive staff. • Monitored compliance of all project agreement and grant contract requirements, ensuring all City and HUD guidelines were being met, while preparing expense reports that reflected budget financials to actual expenses.• Worked cooperatively with Loan Officers, Lenders, Attorneys, Appraisers, and City of Chicago employees to complete the process for grant and loan closings.

• Processed loan applications for conventional mortgages and City of Chicago funded grant programs, while ensuring that the loan packages complied with Fannie Mae and Freddie Mac regulatory guidelines. • Developed and enhanced lending operations and procedures with the Director of Lending to ensure an efficient and effective approach to processing loan applications. • Administered CDBG/HOME funding provided from the City of Chicago, for down payment/closing cost/appraisal gap assistance to eligible homebuyers.• Reviewed credit reports and income documentation for final approval to ensure that all underwriting criteria had been met; performed quality control reviews for accuracy and provided weekly reports to the Director of Lending. • Requested, obtained, and reviewed all loan documentation for closings, including but not limited to: Condominium Declarations, Federal Tax-related materials, Appraisals, Residential Surveys, and Title Policy Reports.• Worked cooperatively with Loan Officers, Attorneys, Appraisers, and City of Chicago employees to resolve customer concerns.• Trained new employees; while providing support for underwriting, closing, and other loan specialists.