Devan Rose Amabile, Asa, Maaa Email & Phone Number

New York, New York, Us

This role contributes to the monthly actuarial close process, focusing on accruals for IBNR, Value-Based Care (VBC) arrangements, MLR rebates, capitation, and runoff Medicare Advantage plans, while maintaining robust controls and documentation to support audit requirements. Additionally, developing and maintaining Oscar’s Shared Savings calculator, collaborating with cross-functional teams, including Profit and Loss (P&L) and Network Strategy teams, to conduct annual reviews of shared savings contracts and working with Data Science and Engineering teams to address attribution and data requirement updates. Participating in select Joint Operating Committees (JOCs) with external provider partners to evaluate VBC performance and address inquiries. Also, conducting ad hoc analyses for a variety of needs, including state and federal reporting, external reinsurance partner analysis, and VBC analysis.

New York, New York, Us

Played a key role in developing and submitting regulatory filings for Oscar’s individual health insurance plans across multiple markets nationwide. Contributed to the development, documentation, maintenance, and enhancement of assumption models, with a focus on area factor development, induced demand factors, network factors, and pharmacy rebates and trends. Supported Oscar’s expansion from 9 to 24 markets by designing and maintaining a network expansion model, enabling Market P&L teams to project premiums in new rating areas and states based on various network configurations. Performed ad hoc analyses and experience monitoring to support pricing strategies and decision-making processes.

New York, New York, Us

New York, New York, Us

New York, Ny, Us

Supported annual crediting rate analysis and updates for a closed block of Individual Universal Life products, along with ad hoc projects addressing policyholder needs.

New York, Ny, Us

Improved Excel-based pricing models for Group Accident, Hospital Indemnity, Critical Illness, and Short-Term Disability products. Analyzed escalated cases with Underwriting, Product, and leadership to ensure pricing accuracy and market competitiveness. Assisted in the development, rate filing, and launch of new Accident and Health products.

Newark, New Jersey, Us

On a day to day basis I assessed, calculated and specified the conditions under which Prudential was willing to accept risk on Group Life, Disability, Critical Illness and Accident business for prospective and inforce clients with employees ranging from 500 to 4,999 lives. Manipulated demographic data and input into Excel based pricing models. Manipulated and analyzed companies past claim history and trends for experience rating tools and to ensure appropriate pricing strategies. Multi-tasked several proposals and renewals for strict deadlines. Communicated and partnered with sales representatives, account executives, claims and actuaries regarding case issues, underwriting assessments and pricing strategies.During my time as an Underwriter, I was able to creatively utilize Visual Basic Applications in Microsoft Excel to standardize underwriting processes in census manipulation to increase efficiency and effectiveness. Because of my pricing and coding knowledge, I was selected to take part in testing actuarial pricing models. This consisted of analyzing coding inconsistencies, formula discrepancies and factor differences for the underwriting pricing model implementation.

Boston, Ma, Us

Received extensive training on auto, home, and personal liability policies. Assisted policy holders with complex issues regarding their policies and billing in a fast paced and independent environment.

Assisted customers to find their perfect product while using product knowledge and promoting brand loyalty.

University Park, Pa, Us

Assisted college students on their math courses ranging from basic algebra to calculus.

Actuarial Science, Business

Actuarial Science