> Responsible for treasury operations with objective to manage short term liquidity & increasing effective yield on investments> Instrumental in managing cash flow, fund raising, banking operations, forex and commodity and risk management> Ensuring compliance with regulators and FEMA regulations to uphold integrity of financial operations

Skills: Project management | Data analysis | API Integrations | Design thinking | Customer research | UI & UX | Agile Tools: Jira | SFDC | FinnOne | FigmaKey projects: Launched three new product offerings under cross sell personal loans vertical with a potential of INR ~1500 mn annual turnover Launched EMI protect plan for pre-approved customers with ~50% penetration & potential of INR ~340 mn annual premium collection Initiated redesigning project of online DIY customer journey increasing overall traffic to login by ~3% Instrumental in increasing automated disbursals by ~5% by revamping biometric e-KYC and CPV verification process Implemented dynamic premium pricing model for insurance offerings resulting in higher penetration by ~10% Automated the process of customer contact creation reducing manual processing time by 50+ hours/month Launched Aadhaar based e-mandate process for the cross sell vertical increasing digital mandate penetration by ~2% Initiated pre-approved offers visibility across digital platforms like mobile banking app, website and CRM org Conducted various training for tele-callers/Sales along with live demo & query resolution improving customer serviceAchievements: Awarded annual award for outstanding performance by product manager under personal loans vertical in FY 22-23  Awarded ACE award for outstanding performance amongst the management trainees for Jan 22 to Jul 22 period

Scope: Identifying business opportunity in debt restructuring segment1. Identified two listed companies with debt in range of INR 1,000 to 1,500 cr and designed a resolution plan by considering Resolution Framework for COVID-19 related Stress issued by RBI2. Prepared a discussion note on debt resolution of INR ~500 cr for a listed brewery-distillery firm3. Performed group profiling of 3 listed corporate groups to explore potential advisory opportunities4. Prepared thematic report on one of the real estate market and presented recommendations to senior management

• Constructed Financial models and valued stocks pertaining to the domain of Indian IT sector• Tracked quarterly and annual financial results along with calculations and interpretation of ratios• Published research reports with a Buy/Sell recommendation by working as a Sell side analyst • Attended corporate meets to understand their business operations in IT & distribution space

• Handled Statutory, Tax and Internal audits of various clients engaged in different sectors • Assisted clients in filling their statutory returns and appeals against various assessments• Responsible for preparation and finalization of accounts as per Schedule III and CARO• Carried out the seamless transition for clients from old tax regime to the GST regime