Dev Dangal Email & Phone Number

London, Gb

London, England, United Kingdom

As a Credit Analyst, my primary responsibility is to draft and present credit opinions to the Credit Approving Committee in accordance with the bank's credit policies. I effectively manage an assigned credit portfolio, conducting annual/quarterly reviews, waivers, and amendments while performing responsible, forward-looking, and risk-conscious assessments of the credit portfolio in compliance with relevant policies and credit standards. I liaise with various departments within the Bank as part… Show more As a Credit Analyst, my primary responsibility is to draft and present credit opinions to the Credit Approving Committee in accordance with the bank's credit policies. I effectively manage an assigned credit portfolio, conducting annual/quarterly reviews, waivers, and amendments while performing responsible, forward-looking, and risk-conscious assessments of the credit portfolio in compliance with relevant policies and credit standards. I liaise with various departments within the Bank as part of the credit process. Additionally, I conduct credit reviews and research on industry and customer-related information for all new proposals and existing customers. I monitor industry and sector trends, as well as counterparty risks, for early warning signals and coordinate with Departmental Heads in connection with credit proposals, modifications, annual reviews, and clients' financial performance monitoring. Show less

Head Office, Kathmandu, Nepal

In this tenure, I played a pivotal role in shaping and optimizing the financial landscape of the organization. My responsibilities included conducting meticulous evaluations of financial performance vis-à-vis target for each business unit and the bank on a daily basis. I take pride in preparing comprehensive strategic and financial plans, accompanied by analytical presentations for the top management team. In this dynamic role, I have consistently demonstrated a keen understanding of industry… Show more In this tenure, I played a pivotal role in shaping and optimizing the financial landscape of the organization. My responsibilities included conducting meticulous evaluations of financial performance vis-à-vis target for each business unit and the bank on a daily basis. I take pride in preparing comprehensive strategic and financial plans, accompanied by analytical presentations for the top management team. In this dynamic role, I have consistently demonstrated a keen understanding of industry trends, conducting in-depth industry and competitor analyses to devise effective strategies that drive organizational success.Below are my notable achievements that I attained:• Recognized for crafting and implementing the organization's inaugural long-term strategic document, providing a roadmap for sustainable growth and success.• Assisted the CEO and senior leadership in delivering impactful internal and external communications, fostering a positive brand image and strengthening stakeholder relationships.• Identified and developed new products through market research and analysis, contributing to the diversification of our product portfolio and securing profitable investment opportunities.• Established and maintained robust relationships with key stakeholders, including the central bank, government bodies, corporate clients, and media. Show less

Head Office, Kathmandu, Nepal

As a Head of Corporate Affairs, Brand, Publicity & Business Development, I conceptualised, developed, and executed corporate/marketing communication and branding strategies focusing on enhancing the brand image of the Bank. I ensured effective and efficient communication and new development of the bank via various channels like intranet, website, social media platforms, press releases, advertisements etc. I engaged with bank representatives and vendors (advertising agencies, print media… Show more As a Head of Corporate Affairs, Brand, Publicity & Business Development, I conceptualised, developed, and executed corporate/marketing communication and branding strategies focusing on enhancing the brand image of the Bank. I ensured effective and efficient communication and new development of the bank via various channels like intranet, website, social media platforms, press releases, advertisements etc. I engaged with bank representatives and vendors (advertising agencies, print media, printers, and corporate gift item suppliers) to facilitate employees and customers with appropriate products/services to enhance brand recognition and visibility.Below are my notable achievements that I attained:● Doubled the customer base of the bank in 3 years; changed the bank’s decade-long slogan to a new and vibrant one.● Supported senior management in the design and development of impactful staff recognition programmes. Show less

Lazimpat Branch

During this period, I managed pre-sanction appraisal and compliance process, including screening of fresh credit proposals, conducting project appraisal/financial analysis, performing site/unit inspections, and submitting loan proposals to incumbent/higher authorities with appropriate recommendations. I built and maintained strong working relationships with high-value clients to meet all their banking requirements. I reviewed and ensured compliance of guidelines, instructions, and circulars… Show more During this period, I managed pre-sanction appraisal and compliance process, including screening of fresh credit proposals, conducting project appraisal/financial analysis, performing site/unit inspections, and submitting loan proposals to incumbent/higher authorities with appropriate recommendations. I built and maintained strong working relationships with high-value clients to meet all their banking requirements. I reviewed and ensured compliance of guidelines, instructions, and circulars issued by head office/central bank. I drove smooth running of day-to-day functions to propel efficiency.Below are my notable achievements that I attained:● Pivotal in increasing the profit of a branch; won the award of “Best Branch”.● Acknowledged by senior management for outstanding customer service and overall performance. Show less

Biratnagar Branch

As a Credit Analyst, I did interview & screening of applications for personal, mortgage, student, business & other loans. I also examined & evaluated applicant's financial strength, credit history & repayment capacity based on available information. I also had experience of executing credit & loan documentation besides submitting credit memo with recommendation to competent authority for approval. I was also instrumental in promotion and cross-selling of various credit related products/services.

Master Of Science - Ms, International Banking & Finance, Merit

Activities and Societies: Student Ambassador and Program Representative Recipient of "SBS Masters Scholarship Award"

3Tp: Senior Leaders Programme, Business Administration And Management, General

The 3-Tier Programme (3-TP) is a set of flagship executive programmes designed, developed and offered by the Indian Institute.

Strategic Management, Business Administration And Management, General

Strategic Management Of Innovation, Business Administration And Management, General

Int'L Program On "Asset-Liability Management In Banks & Financial Institutions"

Int'L Program In Banking & Finance, Risk Managment

Recipient of “ITEC fellowship” of Government of India

Master'S Degree In Business Studies, First Division