Devender Singh Email & Phone Number

Gurugram, Haryana, India

Gurugram Haryana

• Responsible for underwriting & structuring the credit proposals • Conducting fundamental credit analysis and due diligence of the clients. • Highlighting credit risks involved in the business proposal and suggesting mitigation plan for the same • To prepare Credit Risk Rating Scorecard of credit proposals • Standardisation of credit assessment for different profiles of customers • Creation & deployment of risk and underwriting platform credit risk strategies.

Shastri Park Delhi

• Contributing to the implementation of the Portfolio Management operating model and structure for Functionalised PM Hub that delivers consistently excellent service. • Drafting credit proposals for Portfolio Director for given portfolio of large corporate banking customers. • Extensive analysis of client business, financial statements, evaluation of financial ratios, commenting on historic trends and defining the rationale for financing particular companies of different… Show more • Contributing to the implementation of the Portfolio Management operating model and structure for Functionalised PM Hub that delivers consistently excellent service. • Drafting credit proposals for Portfolio Director for given portfolio of large corporate banking customers. • Extensive analysis of client business, financial statements, evaluation of financial ratios, commenting on historic trends and defining the rationale for financing particular companies of different sectors. • Testing the financial covenants of the customers by closely monitoring customer’s compliance, ensuring financial covenant information is appropriately documented in the facility agreement, monitoring and obtaining compliance certificates. • Managing portfolio of customers, addressing issues, preparing annual reviews, reviewing customer account behavior and monitoring EWIs, DWIs, MIFI and undertaking credit apps, including credit reviews, as required. • Assuming ownership of the offshore Portfolio management process for a simple portfolio of CPB customers, acting as a contact point for stakeholders to ensure information is shared, timescales are adhered to and escalations are managed effectively. • Managing stakeholders with due diligence and ensuring all the work is being done to their utmost satisfaction. Show less

Noida Area, India

• Complete financial calculations and understand the key cash flows ratios and covenants including the difference between profit & cash, using EBITDA and CFADS (Cash Flow Available for Debt Service). Clearly articulate trends and the underlying reasons. • Extract the correct information from our customers to calculate standard covenants, triggers and debenture formulae and use to identify any adverse trends or breaches, allowing us to take appropriate action post sanction including… Show more • Complete financial calculations and understand the key cash flows ratios and covenants including the difference between profit & cash, using EBITDA and CFADS (Cash Flow Available for Debt Service). Clearly articulate trends and the underlying reasons. • Extract the correct information from our customers to calculate standard covenants, triggers and debenture formulae and use to identify any adverse trends or breaches, allowing us to take appropriate action post sanction including escalation to credit. • Regular monitoring of the assigned portfolio and managing information effectively supplied by the customer. • Responsible for analyzing key financial ratios/multiples i.e., Liquidity ratios, Activity ratios, Solvency ratios and etc. of banks along with their capitalization levels including tier capital ratios in order to assist credit risk analysts in analyzing their financial viability. • Reviewing Facility Letter (FL) to check the set covenants and other requirements. • Use OneSource and Rating Websites (like Moody, Fitch and S&P) as external sources to get customer information to check their performance. • Reporting results of testing to their respective Relationship Manger/Director. • Making recommendations, suggestions and continuous improvement • Interaction with RSM and RD in UK to review cases and process development.Identifying & highlighting the major risks and proposing mitigants through Barclays Business Support team. Show less

Gurgaon, Haryana, India

Mba In Finance, Finance

Bachelor Of Commerce (B.Com.), Commerce

10Th And 12Th, Business/Commerce, General