Devendra Dwivedi personal email
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MICRO FINANCE BUSINESS & OPERATION PROFESSIONALOffering more than 9 years of experience in Micro finance and sales domain across the industryPROFILEAn articulate sales & operations professional with more than 9 years of experience across financial management, operations, sourcing and budgeting. Solutions oriented approach with excellent relationship management skills, successfully and consistently delivering the responsibilities thereby streamlining operations & credit leading to revenue generation and profitabilityEvaluating various cost reduction measures & Implementing and monitoring various cost reduction measures.Well acquainted with KYC norms, pre and post disbursement processes and monitoring skills used in lending.Expert in providing analysis, recommendations, consultation, and expert advice on improving processes.Core Competencies:Credit Appraisal Unsecured Business loanRelationship Management Micro Finance Rural Banking Rural Finance Portfolio Monitoring
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Regional HeadArohan Financial Services LimitedIndia -
Regional HeadNew Opportunity (Nocpl) Aug 2023 - PresentGorakhpur, Uttar Pradesh, India -
Alliance BusinessUnity Small Finance Bank Dec 2022 - Aug 2023Varanasi, Uttar Pradesh, IndiaResponsible for growing the BC business in MSME segment in Uttar Pradesh and Bihar. -
State Business LeaderYes Bank Dec 2020 - Nov 2022Patiala, Punjab, India -
Cluster Business Leader - Micro Finance BusinessYes Bank Aug 2016 - Dec 2020PatialaManaging relationship with 2 BCs in Punjab,managing 14 branches across the region.Responsible for branch annual target and achievement in terms of business. Started operation in Punjab with BC for YES bank so involved in all the activities starting from branch survey, village approvals, training to Branch Managers and Loan Officers. Growing portfolio in focus states as per plan for the FY and monthly target achievement.Pre and Post disbursement visit and guiding team for effective monitoring of portfolio.Responsible for all Audit Compliances and ensuring for effective monitoring to minimize the gaps lies with different processes Working closely with BC partners for improving their processes for quality of business. Analyzing and identifying risk based on market intelligence Maintaining track of 100% recovery rate in one BC.
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Product Sales ManagerRbl Bank Mar 2014 - Jul 2016Vadodara, Gujarat, IndiaStarted operation of Gujarat in 9 branches of BC for RBL bank so involved in all the activities starting from branch survey, village approvals, hiring, training to Team Leaders and Loan Officers. Over all monitoring 6 branches of BC in GujaratAccountable for monthly branch target and achievement Focusing on low income customer segment to deliver micro credit, micro deposits, micro insurance etc.Standardization of lending model among the branches.Client appraisal, Pre and Post disbursement visit Maintaining overall standard quality portfolio, cross sell, customer service.Overdue and NPA follow up -
ExecutiveFastenal India Sourcing It And Procurement Private Limited Dec 2011 - Mar 2014New Delhi Area, IndiaSourcing of different vendors for the ongoing projects in India.Promotion of sales by participating in different exhibition workshop and seminars.Meeting with customer based out of India for understanding their need, specification budget and export based requirement.Monitor and report on market activity, competitor activity and new products.Preparation and submission of different types of MIS report to management.Regular contacts to be maintained with customers. Ensure customers are satisfied with level of service and products supplied.
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Senior ExecutiveSvcl (P) Ltd Apr 2010 - Nov 2011GurgaonPreparation and Analysis of different types of MIS reports based on overall business and productivity of the branches.Well versed with basic banking practices. Experienced in all pre-sanctioning and post-sanctioning process. Focus on Branch Portfolio Quality & Operational risk Responsible for all Audit Compliances and ensuring for effective monitoring to minimize the gaps lies with different processesPreparation of detail study report on PAR(Portfolio at Risk) and responsible for controlling the delinquency arisen on the Portfolio -
AssociateGreenrev Ventures Limited (Sister Concern Of Blue Print - Singapore) Aug 2009 - Apr 2010Projects ValuationWorked for e-waste management and operated in Dubai, China, Korea and Miami as market leader. Office in India at Okhla, New Delhi.To provide analytical support to Pricing and Market Access clients in above given countries.To perform data analysis in MS Excel and price change analysisProvide analytical support in data based analysisAnalyzed the job assigned in various departments in terms of viability and costing. Capital Budgeting techniques are extensively applied. Prepared the Job evaluation report and participated in the managerial discussions for decision making.Assessed working capital needs of the projet & to formulate need-based financial strategies for maximizing profitability.Dealt with derivatives and forex as part of treasury operations.
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Project TitleTata Motors Project Jan 2008 - Feb 2009I MonthDescription : The project opportunity was provided from the institute (M. B. A.) as an integrated group assignment. It consists of studying the company profile, factors affecting demand and supply, market survey & strategies, analysis of balance sheet, ethics and social responsibility and level of barriers to company growth. Project Title : Hotel Taj ProjectDuration : 2 MonthDescription : The project opportunity was provided from the institute (M. B. A.) as an integrated group assignment. The project objective was whether or not an attitudinal or behavioral concept is the real problem for the estimation or assessment of the significance of customer loyalty.
Devendra Dwivedi Skills
Devendra Dwivedi Education Details
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K R Manglam Institute Of ManagementFinance -
Finance
Frequently Asked Questions about Devendra Dwivedi
What company does Devendra Dwivedi work for?
Devendra Dwivedi works for Arohan Financial Services Limited
What is Devendra Dwivedi's role at the current company?
Devendra Dwivedi's current role is Regional Head.
What is Devendra Dwivedi's email address?
Devendra Dwivedi's email address is de****@****ail.com
What schools did Devendra Dwivedi attend?
Devendra Dwivedi attended K R Manglam Institute Of Management, University Of Mysore, University Of Allahabad, University Of Allahabad.
What are some of Devendra Dwivedi's interests?
Devendra Dwivedi has interest in Watch To The Share Market, Playing And Watching Cricket.
What skills is Devendra Dwivedi known for?
Devendra Dwivedi has skills like Mis, Analysis, Credit, Management, Finance, Balance, Credit Analysis, Crm, Managerial Finance.
Who are Devendra Dwivedi's colleagues?
Devendra Dwivedi's colleagues are Abu Sayeed, Tania Saha, Mridul Khatua, Abdul Mahmud, Rontu Kakoti, Utsav Kumar, Abhishek Singh.
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