Joined as an Area Credit Manager in HL/LAP Division and managing multiple branches for Indore Cluster.

Analyze financial statements and credit history to better understand how much risk could be involved in extending credit to customers, * Set Credit policies for institution and enforce the policies among credit. * Confer with credit analysts and financial adviser to better understand the potential risk associated with a customer.* Complete loan request summaries and credit analyses as part of the loan application to submit the information to approval committees.

Assess Credit worthness of the Self employed and Salaried customer, Business Visit & Verification. Meeting Customer and doing Personal Discussion.Recommending the loan for approval, getting the loan sanction and processing the loan on the system.

Credit Officer (HL Department) * Analyze financial statements and credit history to better understand how much risk could be involved in extending credit to customers, * Set Credit policies for institution and enforce the policies among credit. * Confer with credit analysts and financial adviser to better understand the potential risk associated with a customer. • * Generated reports examining degrees of risk, and presented to credit officers and managers. * Complete loan request summaries and credit analyses as part of the loan application to submit the information to approval committees. * Evaluated client information to propose a payback schedule based on payment history, earning, savings and purchase activity.

ICICI Bank Limited as Credit Processing Manager in Business Loans Group. Managing an existing Portfolio of Working Capital Group, Flashing Daily MIS of Various Activities of Business Loan Group. Handling all work like RCU, Valuation Status, Account Opening, collecting documents and File Login and sanction and Disbursements as per process. Managing an existing Portfolio of Working Capital Group. Working Capital customers on Individual Basis , through Branch channel, ETRG and other possible avenues. Assessing and doing the financial analysis of customers before on-boarding them and taking care of Note preparation on colors, pre-sanction, sanction and post disbursal requirementsAlso doing the financial analysis in CMA/input sheet Preparation.

Xerox Business Services - Transaction Processing LeadLeading from the front in an US Health Insurance business, Quality Checkers and Production Controllers comes under domain.Adept at monitoring the inflow & outflow of volume and ensuring optimum utilization of available resources towards the accomplishment of corporate goals.Ability to improve operations, impact business growth and maximize profits through achievement in financial management, internal controls / efficiency improvements.A keen performer with communication and relationship management skills and abilities in liaising with US Clients Monitoring MIS & reports, evaluating them for facilitating decision making process. (LPMP)