At present I am working as a “Head of Sales & Operations” with "MyFamilyHappinessCare.com” (A start up firm with complete Wealth management Solutions provider & Dream achiever Firm) – Dealing with Insurance (Health/ General /Life)/ Mutual Funds / Real Estate / Bonds / Stock Broking/ Loans (Housing/Personal) etc. A complete financial investment advisory firm, who help the Individuals/families/HNI to achieve their dreams as earliest. Started with 2 Branches and 20 emps. Setting up Direct & Agency channel and “Happy Female” vertical. I am a Partner & Co-founder.

* Looking after Business Planning, Distribution Strategy, Sales & Distribution development for Agency & Direct Marketing channels for North India. P & L of the emps & branches.• Acquisition of Financial Distributors –Retail financial Distributors (small & big) / Brokers / Chartered Accountants/ HNI Distributors / Wealth Management Org / Mutual Fund Distributors/ other financial distributors (MDRTs / COT/ TOT/ Retd. Defence Personal/ SMEs / Corporate Agents / PMS etc.).• Managing with 200 Sales forces (Including Seniors officers)• Started Lead Generation activities with our all distributors – at very large scale.• Increases the Minimum income of major retail Distributors through Lead generation activities with our Sales officers in the field & through Venue Marketing. Motivating to become MDRT/COT/TOT etc.• Due to above activities majority of the distributors started delivering the business - month on month.• It helps the organization to retain the Distributors for longer periods & increases the renewal %.• Increases the Productivity of major Sales officers, Branches & Advisors & maximum Sales officer started over achieving their targets & Converting the Branches in profitable. • Made maximum Sales officer incentive earning member – month on month basis (Every month).• Increased the Renewal % of north upto 82%. In some areas Renewal % is above 92%.

SUD Life Insurance Ltd. as a "Regional Head - Bancassurance” – in Jharkhand state. Looking after Business Planning, Distribution Strategy, Sales & Distribution development for Jharkhand State through PSUs banks.• Looking after entire Jharkhand state with 845 Branches of Bank of India, Union Bank of India & Jharkhand Gramin Bank.• Make the State No. 1 in Business Performance in Pan India within 3 months & Still maintained• In-charge of Sales, Operations, Customer Service Dept, Renewal, Admin & other dept. of my region.• Managing with 135 Sales forces (Including Seniors officers)• Increases the productivity of maximum Branches of PSU Banks by 50% to 200% & also increases the branch activization of PSU Bank by 25% to 85%.• More focus on +ve & quality lead generation.• Major focus on Coaching and Training on Sales pitch and on quality lead generation & conversion.• Bring Productivity per Branch & per sales officers are above national average • Bring Renewal up- to at 83% (from 45%) & maintaining the same till date. In some areas above 92%.• Made maximum Sales officer incentive earning member – month on month basis (Every month).

At present , I am working with Reliance Nippon Life Insurance Ltd as a "Regional Head - East & North under Direct Marketing Channel in "Life Plaza Vertical". Looking after West Bengal, Orissa, Jharkhand, Bihar, North East, Uttar Pradesh, Delhi ,HP, Uttarakhand & AP in (South)Name "Life Plaza" has given by Nippon Life. It is a no 1 Insurance Company in Japan & 3 rd largest in the world. We do the entire life planing & Tax Planing of the customers & according their income, expenditure & goal - we suggest the products. First we calculate the liabilities of the families & find the risk & then we suggest the products, if required. "Our main moto is-To make family risk free, tension free & they think only for growth & enjoy Life• Looking after entire East (WB, Bihar, Jharkhand & North East & Orissa,); North (UP,DELHI,HP,Uttarakhnad) & some part of South (AP) • Managing 35 Branches, 4 Area Sales Manager (States Head), 35 BMs & 245 Executives.• Continuously Making No. 1 region in Pan India in terms of Annual Premium collection, Collected Premium, Productivity per Executive , Business Achievement per Branch , Sum Assured per Policy etc.• Min. 75% of policy should be Sold under ECS Mode.• For cross selling giving same or equivalent focus on Single Premium Products selling.• Providing Training (Products & Sales), Advisory Services, Financial Planning etc.• Responsible for Strategic Business Planning, Target setting & Ensuring that it should achieved by each Branch & by each emp.• Focusing on Business Development & expanding Branch Network to cover maximum geographical area of the region & Ensuring all are actively participating in the Growth of the Company.Achievements : 1. Received Best Regional Manager Award for the Year 2013–2014 in terms of Business.2. Productivity per Branch & Per Emp is highest in PAN India from day one. 3. Over achieved the target of Business in ECS mode (94% of total Proposals).

“Bajaj Allianz Life Insurance Ltd. in Alternate Channel. Head – MF Vertical (MF Distributors / Stock Broker / Wealth Management Companies / NBFC / Micro Finance / Group Products etc. ) & Sales SupportKey Responsibilities :-• Doing Pan India Acquisitions with MF Distributors/CAs/Stock Brokers (National & State Level tie-ups) /NBFCs/ Banks / Wealth Management & PMS Team for the Growth of the Channel• Transformation of Distributors – single type product seller to multiple type products seller• Made more than 250 tie ups with Big & National Distributors / NBFCs/ Micro Finance Companies.• Looking after Pan India Sales & providing Sales Support (ULIP’s & Group Products). • Coordinating with 90 Branches, 50 Senior Sales officers for the growth of the Business & Channel.• Business Development & expanding PAN India distribution Network to cover maximum geographical area & Ensuring all are actively participating in the Growth of the Company• Selling Group Products & ULIP’s through above Distributors/Brokers/WM & PMS Team.• Providing Training (Products & Sales), Advisory Services, Financial Planning etc.• Responsible for Strategic Business Planning, Target setting & Ensuring that it should achieved.

• Set up the Operations, IT, Process, Compliance, Customer & Distributors services from Start Up. • Looking after Pan India Operation Management & its Set Up (i.e. Responsible for direction & control of all operational activities) of Mutual Fund/Insurance (Life/Non Life)/Banking Products. Branch Operations (65 Branches), R & T Operations, Inter Dept. Coordination, Transaction reconciliation (Financial/ Non Financial), • Process Set Up (Designing, Re–Engineering) as per the Regulatory Guidelines & for better Efficiency • Day to day interaction with R & T (CAMS/KARVY)/Asset Management Companies for Services & Other for information.• Customer Care Operations (Ensuring high level of Customers/ Distributors Services at all level)* Investment Operations of Clients/Distributors & it’s Portfolio Management (Service, Analysis & Profit/Loss), MIS & Reports Generation & its Analysis.• Looking after Complaint Management & Ensuring Query Resolutions mechanism is strong, Day to Day support/services to Distributors/Clients (Retail, HNI, NRI, Corporate etc.) & Updating with latest information, Investment Operations of Clients/Distributors & it’s Portfolio Management (Service/ Analysis & Profit/Loss) & updating to them & our Sales Team. Providing Sales & Marketing Support• Audit & Compliance (Looking after – Concurrent; Internal; Statutory; Regulatory Audit), • “SLA/Tie up” with diff. Corporate/Service Provider/Vendors for Business Growth & Services. • Providing Training on Product, Processing & Client Services etc. for Mutual Fund Products.* Sales & Marketing Support * Accounting & Reconciliation of Brokerage/Incentive (Receivable/Payable)* Profitability of Branches/Employee

Key Responsibilities :-• Looking after Pan India Sales, Business Development, Transformation of existing & new distributors of life & General insurance of Bajaj Allianz Group (pan india) towards wealth management; Operations (sales & after sales), Client & Distribution Service Management• Done tie-ups with all MF companies/ 4 Banks / Bajaj Allianz life & general/ Bajaj Finance etc.• Product Development & Designing (New Investment Product– Combo Product)• Looking after Pan India Sales of all Channels (Retail/Broking/Corporate/NRI/HNI/Others). Selling all Mutual Fund Products of all MF Companies & Other Financial Products –Insurance (Life/Gen), Banking (CASA, all Loans- Home/ personal/consumer goods etc.). Providing Wealth Management Solutions & Financial Advisory/Planning & Doing PMS for all above channels• Transformation of existing/new distributors (pan india) of Life/ Gen. Ins. of Bajaj Allianz Group towards wealth management. Ensuring all financial products should be there in their kitty• Coaching & Training – on need analysis, risk analysis, goal setting and its achievement within time frame so that they can retain the customer for a longer period. It help distributors & clients(a) long association with organization(b) Extra income for distributors and organisation(c ) All financial products availability and advisory at one door(d) Enhancement in brand name of the organisation • Product Development & Designing (New Investment Product – Combo Product)• Tie-ups with MF companies/ 4 Banks / Bajaj Allianz life & general/ Bajaj Finance etc• Looking after Pan India Investment Operations of the Clients & Distributors & their Strategies & Portfolio Management (Advisory services, Financial Planning, Services, Analysis & Profit/ Loss)• Giving Training on “Sales & Products” to Investors, Distributors & Sales Staffs. • Responsible for Strategic Business Planning, Target setting & Ensuring that it should achieved.• Branch Expansions - pan india

I worked with “Reliance Mutual Fund” as a Area Operations Manager, Mumbai (Overall In-charge of the Mumbai Region, Managing 11 Branches & 50 staffs in Operations/ TP Processing/ Quality/Customer & Client/Distributors Services, Sales/Marketing Support etc.).(A) Dept. of Operations. (B) Customer Support & Services and Client Interaction

Overall In-charge of the Northern Region Managing 16 Branches & 180 staffs in Operations, Customer & Client Servicing, Sales/ Marketing, Audit & Compliance, Administration etc.) Excellent Relationship Management Skills with the ability to handle key Clients & Provide Customized Solutions to Clients. A keen Planner & Strategist with Proven abilities in addressing Operational issues, Achieving Service Deliver/Process Targets. An Effective Communicator with Excellent Team Management Skills, Problem/Trouble Shooting & Organizational Abilities. Achievements : 1) Won Best Performance Award in Year 2000 & appreciation letter in 20012) Successfully implementation of SMS services in Northern Region3) Started Across the Counter Services in Northern Region