Devi Sintha Nugraheni Email and Phone Number

- Establish new customer, monitor and maintaining relationship with the customer- Set up the role of the process (SOP) and the workflow of the product- Generate Business pipeline in terms of Business Target of the loan book, liabilities customer base and income from the Bank Commercial and Corporate target market.- Leading, directing and coordinating the development and offers Business products are the best and make sure that development as well as the offer is a quality product and competitive.- Leading and coordinating the implementation of policies and strategies relating to the operations of Business for the short-term, medium-term and long-term comprehensive manner.

- As a Branch Manager I’m handling SME’s , Consumer and Commercial Loan Portfolio Management, Funding and also Daily Bank Operations and Administration.- Making a related budget planning for business development and monitoring branch budget to generate revenue.- Appropriate business strategies to increase productivity and performance levels in order to achieve the Branch’s Financial Target’s assigned with Financial Management.- Communicate and Implements new ideas and marketing strategies within branch market are to improve sales, cross sells, marketing and staff developments.- Responsible for growing customer base by all segmented target in SME’s, Consumer and Commercial business to develops new deposit and loan business.

Establish new borrowing relationships for Business Banking (SME) and Commercial.Prepare the required Credit proposal and Financial Analysis as required with bank policies and procedures to enhance the Team target share.Preparation of credit application, spread and analyse financial statements on customer’sportfolios, analyze the feasibility of granting credit and manage the process of credit & post-sanction monitoring through periodic account (review and renewal).As a Team Leader of Relationship Manager of Direct Sales Representative, I managed portfolio start in IDR 500 Million until IDR. 350 Billion with the total Portfolio that I manage is around 1.5 Trillion.