Devina Nikam Email & Phone Number

Auckland, New Zealand

• Perform actuarially-sound indications by mix-adjusting to the current portfolio, large loss capping, credibility adjusting and conducting deep dives to understand the drivers of profitability• Analyze historical and current trend to identify patterns to make data-driven recommendations to review base rates such that they are aligned to achieve strategic objectives• Advancing the science of profit indication, automating manual processes, manage project expectations and communicate results and recommendations to senior leadership and Asia market leaders

• Contributed with data scientists to identify inefficiencies in the current business operations, solving them using machine learning techniques, achieving at least 20% efficiency o Collaborated on a team that engineered an AI computer vision model to output vehicle damage without human intervention Spoke at a data science webinar conducted by the Institute of Actuaries of India about the AI models while encouraging actuaries to pursue studies in machine learningo Developed an OCR model with Tesseract to identify and read documents uploaded on the company portal

Mumbai Area, India

• Created innovative solutions to improve operations o Designed a scoring model to improve performance of motor claim surveyors, resulting in 5% lower claims outgo each yearo Led a team that extrapolated claims experience to sparse claim frequency regions using geo-smoothingo Reduced claim handing costs by 20-30% by identifying segments of customers whose claims can be handled virtually• Created predictive models to aid processes o Built a fraud propensity claims model to aid automatic approval of claims, saving 3.5 - 4 million rupees in additional employee salary each year o Built a robust renewal propensity model that flagged profitable customers that were unlikely to renew so that more effort can be taken to retain them, driving up revenue by 2-3% each year

Mumbai Area, India

Mumbai Area, India

Mumbai Area, India

Intern

Master'S Degree, Statistics

B. Sc., Statistics