Devraj Ray Email & Phone Number

Durgapur, West Bengal, India

Having 16+ years of credit experience in Banking. Handling credit underwriting, loan sanctions, disbursements., SMA analysis, collections, post disbursement process monitoring as a Head.Handling a sales team of 12 sales executives, sales managers and 12 strong team of credit managers, operations manager to manage a portfolio of around 600 cr dispersed around geographically wide area of West Bengal. Also managing SRA branch business of 21 tagged branches spread across wide region of West… Show more Having 16+ years of credit experience in Banking. Handling credit underwriting, loan sanctions, disbursements., SMA analysis, collections, post disbursement process monitoring as a Head.Handling a sales team of 12 sales executives, sales managers and 12 strong team of credit managers, operations manager to manage a portfolio of around 600 cr dispersed around geographically wide area of West Bengal. Also managing SRA branch business of 21 tagged branches spread across wide region of West Bengal. Show less

Guwahati, Assam, India

Worked in Guwahati as AGM and Centre Head for 2 years .Handling credit underwriting, loan sanctions, loan disbursements., SMA analysis, collections, post disbursement process monitoring as a Head.Handling a sales team of 7 sales executives, sales managers and 10 strong team of credit managers, operations manager to manage a portfolio of around 500 cr dispersed around geographically wide area of Assam and Entire North East (7 States) . Also managing SRA branch business of 53 tagged branches… Show more Worked in Guwahati as AGM and Centre Head for 2 years .Handling credit underwriting, loan sanctions, loan disbursements., SMA analysis, collections, post disbursement process monitoring as a Head.Handling a sales team of 7 sales executives, sales managers and 10 strong team of credit managers, operations manager to manage a portfolio of around 500 cr dispersed around geographically wide area of Assam and Entire North East (7 States) . Also managing SRA branch business of 53 tagged branches spread across wide region . Show less

Patna, Durgapur

Credit Manager , working for credit underwriting of SME loans, Home Loan and Mortgage Loans.Preparing Detailed Appraisal Notes, Credit Monitoring.

Ludhiana Area, India

Worked as Credit Manager for SME loans , working capital, term loan, export credit, non fund based facility

Master Of Business Administration (Mba), Computer And Information Systems Security/Information Assurance, First

Bachelor Of Engineering (B.E.), Computer Science, First