Devy Grant Email & Phone Number

Akron, Ohio

Manage and lead a data analytics team that executes Current Expected Credit Loss (CECL) models and evaluates credit performance within Commercial and Consumer portfolios to support the Allowance for Credit Losses (ACL) function. Estimate the ACL and provisions for credit losses during capital stress testing cycles. Develop executive level reporting. Manage ACL committee governance activities in alignment with the established Enterprise Risk Management framework. Maintain allowance policy and procedural documentation. Oversee Sarbanes-Oxley (SOX) activities; managing the SOX control inventory and related allowance process design documents. Submit allowance general ledger entries to Accounting. Capture allowance results for financial disclosures and regulatory reporting. Coordinate activities for internal, external and regulatory exams.

Akron, Oh

Worked in tandem with the Credit Analytics Manager to ensure that the bank had an appropriate Allowance for Loan and Lease Losses (ALLL) in accordance with stated policies and procedures, Generally Accepted Accounting Principles (GAAP) and ALLL supervisory guidance as issued by bank regulators. Reconciled loan balances to general ledger. Calculated allowance estimates. Prepared and assembled allowance documentation and results for review by internal Accounting personnel, external auditors, senior and executive management and the Board of Directors’ Risk Management Committee. Used data mining, risk metrics, capital allocation and profitability data to evaluate credit risk.

Cleveland, Oh

Managed credit risk tolerances consistent with the Enterprise Risk Management program, and within the bank's risk appetite. Generated and distributed credit risk related reporting. Served as exam manager for credit risk exams conducted by external auditors and government agencies. Reviewed auditor findings and made recommendations for improvements. Assisted with training, business continuity planning, and special projects.

Cleveland/Akron, Ohio Area

Worked with the Enterprise Risk Management Program Manager to develop programs to properly monitor corporate risk. Developed and distributed suspect reports that identified potential credit risk rating discrepancies. Documented updates on the corporate risk rating program for executives. Compiled the Enterprise Risk Management corporate profile for the Board of Directors. Assisted in all Risk Management-related continuous improvement efforts, and coordinated implementation of the Risk Management communication strategy.

Bachelor Of Business Administration, Accounting

Bachelors-Business Administration

Master Of Business Administration, Mba

Masters of Business Administration