Deya Wang Email & Phone Number

Lake Ozark, Missouri, United States

Irvine, CA

• Worked as Sr. Government Underwriter in retail division.
• Underwrote FHA full doc loans to total scorecard and manually to FHA requirements.
• Underwrote non QM loans to Banc of California guidelines.
• Underwrote DU, LP, LPMI, MI, purchases, investment, second home and any type of self employment according to agency and investor guidelines including Chase and Wells Fargo.
• High producer with an excellent attitude and teamwork skills.

Foothill Ranch, CA

• Worked as a level IV FHA underwriter in retail division of Loan Depot.
• Underwrote FHA full doc loans to total scorecard and manually to FHA guides.
• Underwrote DU, LP, LPMI, MI, purchases, investment, second home and any type of self employment.
• High producer with an excellent attitude and teamwork skills.

Santa Ana, CA

• Worked as a Sr. Underwriter contracted to the broker division of Flagstar Bank.
• Fully delegated authority to underwrite conventional loans to DU, GSE and Flagstar Bank guidelines.
• Mentor new hires for onboard training and considered an expert on the Flagstar Bank project.
• Worked as a forensic underwriting with special emphasis on fraud review and early payment defaults.

St. Charles, MO

• Worked as an Underwriter with SASE 3 designation.
• CO-OP underwriting in Manhattan, Brooklyn, Queens and the
• Underwrote conventional loans to GSE and Portfolio guidelines for more than two years.
• Validator for prior four years with credit authority to approve income, assets, appraisals, bank statements, insurance and title when processing Conventional & FHA loans.
• Communicate with borrower (Spanish/English) regarding the terms of the loan, conditions, and status throughout the loan process providing excellent customer service
• Ability to structure deal correctly to ensure that pricing and underwriting results are accurate. Recommend decline when loans do not meet guidelines.