Don Sabatini Email & Phone Number

San Ramon

• Team leader overseeing the underwriting activities of 14 commercial credit officers who review and underwrite loan requests up to $5MM. Loan requests include commercial and industrial term loans, lines of credit.
• Provide guidance on complex financial deals and policy questions, manage daily work flow, review work for accuracy and give constructive feedback.
• Work closely with various internal groups such as credit, sales, legal, appraisal and environmental services to quickly resolve underwriting issues.
• Participate in manager meetings with focus on improving underwriting efficiencies, recommending policy and procedure revisions and addressing staffing issues.
• Partner with Relationship Managers, Senior Credit Officer and credit team to develop innovative credit solutions that meet customer needs and balance the growth and profitability of the loan portfolio.

San Ramon, CA

Credit Products Officer in the Bank of the West Real Estate Industries Group. The Real Estate Division provides financial expertise and a wide array of credit products to support a broad spectrum of real estate specialties. Financing options include Construction Loans, Term Loans, Interest Rate Hedge Options, Acquisition/Bridge Financing, Lines of Credit.

Responsible for soliciting new business relationships with professional real estate developers seeking construction loans in the East Bay Region. Act as the liaison between various Bank groups to monitor construction progress and ensure timely payoff or conversion to term debt. Provide guidance to other Business Relationship Managers and Commercial Loan.

Actively engaged with senior credit officers monitoring the $1.7BB real estate portfolio.Responsible for ensuring that all real estate loan approvals are granted in accordance with company policy in order to maximize long standing customer relationships and minimize credit losses. Actively monitored real estate portfolios to insure that delinquencies and.

Responsible for underwriting, documenting and presenting credit recommendations for construction loan requests within the Commercial Mortgage Division. Acted as the construction liaison for customers within private banking, commercial banking and retail banking operations who were seeking construction financing.Responsible for presenting written proposals.

Managed Assets Group; Actively engaged in collecting and restructuring problem loans in order to limit loan losses and increase principal recoveries.Primary responsibility included making evaluations of specific company situations and fashioning solutions or creative restructures of commercial credits and real estate loans.Secondary responsibility included.

Real Estate Group; Responsible for monitoring loan compliance and implementing action strategies to successfully manage a $200MM real estate portfolio. Responsible for managing a diverse portfolio of non-performing real estate assets that included high-rise office buildings, resort hotels, shopping centers and residential land developments.Minimized and.

Partnered with Corporate Properties Division to actively mange the construction activity of new retail branch buildings located in California.Prepared feasibility studies for Private Banking and Commercial Banking lending officers seeking loan approval for construction loans outside of the Real Estate Group.Underwrote and disbursed construction loans for.

Underwrote construction loans for residential subdivisions and commercial developments.Participated with the Risk Management Group in investigating problem real estate loans.

Bachelor Of Arts (Ba), English Language And Literature/Letters

Master Of Business Administration (Mba), Real Estate