Branch Manager
Current• Plan, organize, direct, control and evaluate the branch operations responsible for administering personal loans, or other related activities• Ensure the institution's policies and procedures are followed according to established guidelines and make recommendations for improvement• Network to develop business relations, promote the sale of loan, and attract individual customers• Interview individual customers and respond to customer enquiries• Hire, train the right employees for the job• Analyze, review and approve or reject loan and credit applications in accordance with authorized limits• Monitor processing of loan applications and credit investigations• Oversee preparation of monthly financial and branch progress reports• Administer personal loan accounts• Advise customers on personal financial services corresponding to their needs• Evaluate and review loan and credit applications and collateral and make recommendations. Prepare loan reports• Approve or reject credit applications, establish credit limits and determine repayment plans or schedules in accordance with authorized limits• Ensure collection of overdue or delinquent accounts• Ensure credit policies and procedures are followed according to established guidelines and applicable legislation• Help other branches on day to day basis on different lending or collecting procedures and support them remotely via conference calls to collectively achieve regional results