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Dharak Patel Email & Phone Number
Senior Manager
at
Bank of Maharashtra
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Dharak Patel is listed as Senior Manager at Bank of Maharashtra, based in Mumbai, Maharashtra, India. AeroLeads shows a matched LinkedIn profile for Dharak Patel.
Dharak Patel previously worked as Credit Officer - Asset Management Hub at Saurashtra Gramin Bank and Branch Manager at Saurashtra Gramin Bank. Dharak Patel holds Bachelor Of Arts (Ba), Economics, First Class from Manav Bharti University, Sultanpur, Solan.
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Bank of Maharashtra
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About Dharak Patel
Having more than 8 years banking experience with exposure that includes Supervisory Role, Managerial Role and End to End Credit appraisal, Credit Monitoring and Credit management. I have recently joined Bank of Maharashtra as Senior Manager. Our team at Saurashtra Gramin Bank championed effective credit management, where I contribute as a Credit Officer. My role encompasses vital responsibilities such as appraising and sanctioning diverse loan segments and spearheading the recovery of non-performing assets (NPAs), a testament to my analytical skills honed during my study of Economics.Previously, as a Branch Manager, we realized a 25% business mix growth, a clear reflection of our team's dedication to operational excellence and customer relations. My competence in NPA recovery and retention, coupled with a strategic approach to loan acquisition, underscores my commitment to fostering financial stability and growth within our community.
Listed skills include Banking, Retail Banking, Economics, Microsoft Office, and 10 others.
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9 roles
Dharak Patel work experience
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Senior Manager
Current
Jun 2024 - Present
Credit Officer - Asset Management Hub
Responsible for Sanctioning and Processing Agri, P-Segment/Retail, SBF and SME loans of 9 spoke branches. Responsible for management and recovery of NPA accounts below ticket size of 1.00 Crore. Responsible for acquisition, retention and renewal of all loan accounts below ticket size of 1.00 Crore of Hub branch.
Aug 2023 - Jun 2024
Branch Manager
Smoothly handled post merger activities of branch. Increased deposit and advances of branch significantly. Total Business mix grew up by 25%. Maintained compliance levels and achieved A+ (Well Controlled) rating for branch.
Dec 2021 - Jul 2023
Branch Manager
Responsible for Retail branch management. Managing team of 7+employees and a Banking correspondent. Achieved NPA recovery and reduction in tune of 75% within 6 months. Increased asset, liability and cross-selling portfolio of branch.
Jun 2021 - Dec 2021
Deputy Manager (Credit) - Asset Management Hub
Responsible for credit appraisal of Hub as well as spoke branches proposals especially in P segment and Agriculture. Responsibilities also includes credit documentation, credit monitoring for hub and spoke branches. Record-keeping and creation of bank charge with various government and statutory authorities.Actively visiting and inspecting borrower.
Feb 2020 - Jun 2021
Mmg Scale 2 Officer At Saurashtra Gramin Bank
Responsible for desk banking, audit compliance and p segment advances.
Oct 2019 - Feb 2020
Branch Head
Responsible for overall management of branch. Achieving CASA, deposits, TPP and advance targets. Timely renewal of SME working capital limits and Enhancing Gold Loan portfolio while controlling branch as per set audit and compliance parameters.
Apr 2019 - Oct 2019
Assistant Manager
Responsible for daily branch operations and customer service activity. Desk banking, cash remittance, TDS, interest calculations, TPP, lead generation, loan processing, KYC, AML, CASA, clearing etc.
May 2016 - Apr 2019
1 education record
Dharak Patel education
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Manav Bharti University, Sultanpur, Solan
FAQ
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What company does Dharak Patel work for?
Dharak Patel works for Bank of Maharashtra.
What is Dharak Patel's role at Bank of Maharashtra?
Dharak Patel is listed as Senior Manager at Bank of Maharashtra.
Where is Dharak Patel based?
Dharak Patel is based in Mumbai, Maharashtra, India while working with Bank of Maharashtra.
What companies has Dharak Patel worked for?
Dharak Patel has worked for Bank Of Maharashtra, Saurashtra Gramin Bank, and Lakshmi Vilas Bank.
How can I contact Dharak Patel?
You can use AeroLeads to view verified contact signals for Dharak Patel at Bank of Maharashtra, including work email, phone, and LinkedIn data when available.
What schools did Dharak Patel attend?
Dharak Patel holds Bachelor Of Arts (Ba), Economics, First Class from Manav Bharti University, Sultanpur, Solan.
What skills is Dharak Patel known for?
Dharak Patel is listed with skills including Banking, Retail Banking, Economics, Microsoft Office, Microsoft Excel, Microsoft Powerpoint, Microsoft Word, and Customer Service.
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