Product Manager for Small and Mid Corporate ( Agri SME, Business Banking) responsible for policy formulation, liaising with government departments and implementation of various government schemes for enhancement of business, developing processes and system support for monitoring portfolio.

Financing various agriculture activities like KCC, ATL and Farm Equipment to Farmers.Financing to Self Help Group.Identifying new business opportunities and develop strategies to improve credit performance under priority/non-priority sector guidelines.Identifying/controlling fraud and credit related risks for improving recovery performance.Renewal of the cases related to Agri credit loans (secured loan)Conducting Audits on various processes of the Pre Disbursement and Post disbursement for Risk control for Agri related loans.Providing excellent customer service ensuring customer needs are identified and met along with contributing to the achievement of branch targets for sales and referral activity.Conducting group farmer meetings, organizing seminars/fairs in potential rural areas.In depth study of various commodity for the purpose of funding along with their life cycle, pricing and nature of usage.Sanctioning and Disbursement of Various Products :- Farm Equipment’s, Kisan Credit Card,Micro Finance to Self Help Groups,Government Sponsored Schemes,

Controlling warehouse funding related activities.Responsible for assessing, managing and protecting the underlying security.Certifying the warehouse receipt(s) as also the various ancillary documents in connection with creation of security and check and monitor the quality and quantity of the commodity both at the pre-disbursement and the post-disbursement stages.In depth study of various commodity for the purpose of funding along with their life cycle, pricing and nature of usage.Developed and managed relationship with approx. 600 customers for business generation in RajasthanManaged relationship with all major warehousing agencies like NCMSL, NBHC, STAR AGRI, Shubham Logistics, NOKHA Warehousing for business generation and stock management.Managed commodity storage at more than 120 warehouses in Rajasthan..Managing and conducting training's for Collateral Managers, Warehouse Keepers.Conducting Audits on various processes of the Pre Disbursement and Post disbursement for Risk control for Agri related loansHandled portfolio of more than Rs 750 Mn.