Dharmaraj Nagar Email & Phone Number

Bengaluru, Karnataka, India

Credit Admin Team

Bengaluru, Karnataka

Ahmedabad Area, India

• Worked as Operations Officer and handling all Branch Banking Operations, coordination with Mumbai operation team, Finance Team, Back office Team and Sales team, for providing quality Service to the clients and.
• Handling Trade Finance Transactions as FOTT, FITT, Export/Import Bills, Inland Bills-Sight/Usance, PCL/PCFC, EPC, ILC, FLC, BG, FBG, ECB, ODI-JV/WOS/SDS coordinating with Mumbai team and back office.
• Managing pre-disbursement administrative functions for Corporate and Consortium loans such as intimating facility approvals, arranging for site/stock inspection, and fulfill the formalities stipulated in sanction and.
• Prompt Submission of Data, where applicable, concerning branch activities to internal/ external audit, RBI audit, Reports to the Mumbai office i.e. EOD, and preliminary check of transactions, documentations submitted.
• Liaising with vendors / Service providers, Coordination with Mumbai Administration Team for administration work of Branch, and ensuring supervision of branch staff, Maintenance of Premises/ records for internal.
• Following the process/Procedure of the bank and ensuring compliance to rules and regulations of the bank including latest circulars and notifications.

Ahmedabad Area, India

• Worked as Credit and Forex Officer and handled Commercial Credit Proposal – Cash Credit/ Overdraft/ Term Loan. Retail Loan Proposal – Car Loan/ Housing Loan/ Mortgage Loan/ Jewel Loan.
• Processed Fresh and renewal of the Loan proposals applications, Appraisal/ Assessment/ Documentation/ MIS and handled Pre-disbursement, Disbursement and Post-Disbursement work.
• Handled FOTT, FITT, Transactions; Booking, Purchasing, Discounting and Negotiating of Export/Import, Inland Bills-Sight/Usance; Opening of PCL/PCFC, ILC, FLC, BG.

Vadodara Area, India

• Worked as Credit Officer and handled Corporate, Consortium, Multiple Banking and Commercial Credit Proposal – Cash Credit/ Overdraft/ Term Loan. Retail Loan Proposal – Car Loan/ Housing Loan/ Mortgage Loan/ Jewel Loan.
• Process Fresh and renewal of the Loan proposals applications, Unit Inspections, Stock statements, Credit information exchange. Ensuring of insurance, Credit Rating Internal/External of clients.
• Analyze applicant’s financial status, credit, and property evaluations to determine feasibility of granting loans
• Worked over Appraisal/ Assessment/ Documentation/ MIS of credit proposals.
• Handled Pre-disbursement, Disbursement and Post-Disbursement work of Retail, Commercial and Corporate loan products.
• Handled Post sanction Compliance, ensured various charge creation on securities i.e. Hypothecation, Mortgage, Lien, Pledge, Assignment, CERSAI, ROC charge creation and monitoring.

Chennai Area, India

• Worked as Front Counter Officer and Educated to customers for tech-products like Mpay, Ycash- Pay, e-Banking, i-Banking and other channels and handled the related issues.
• Demonstrate proficiency with regard to policies, procedure and products pertaining to customer transactions.
• Helped new and existing clients to open personal accounts, resolve issues related to online banking services.
• Enhanced jewel loan portfolio of the branch, providing instant credit facility to customer.
• Resolved system and network related issues with the help of data center, installation and monitoring of Cash Deposit machine and provided awareness to customers to use of it.
• Worked as counter officer – Performed day to day transactions, management of cash inflow/ outflow, Clearing, Lockers, Aided customers in Opening of CASA, FD’s, and Provided Monthly statements.

Executive Diploma Program, Operation Management

Caiib, Banking And Finance

Jaiib, Banking And Finance

Bachelor Of Technology (B.Tech.), Biotechnology