Dharmesh Panchal Email & Phone Number

Bengaluru, Karnataka, India

- Developing and maintaining Key risk indicator for Internal Rating Based Credit Risk model performance validation using statistics.- Conducted comprehensive data analysis and validation to identify key risk factors and trends, improving model accuracy and reliability.- Developed APIs to generate Ongoing monitoring reports and Annual review reports (as per ECB guidelines) of Internal Credit Risk models using python fastapi.- Provide support to the Model Risk Management team for ongoing monitoring and reporting of credit and market exposures for Wholesale clients.

- Developed predictive models to support business decisions, such as Next best action, churn detection, and product cross selling.- Built and maintained dashboards using data visualization tools to provide insights to business partners and stakeholders.

- Worked on ACH transaction analysis and Member segmentation.