Dharmik Patel Email & Phone Number

Richmond Hill, Ontario, Canada

Toronto, Ontario, Canada

• Dealt with customer problems and came up with a solution that creates a win-win situation for the company as well ascustomers.• Created a friendly environment for customers by finding the merchandise they were looking for which helped me to increasea sale of the department.• Worked and regularly communicated with team to make sure Department is clean, Zone and ready for business.• Featured various items on sale with various offers such as Save now, Rollback to save some money for customers and alsohelped to increase sales.• Trained the employees about safety standards to avoid accidents while working and also trained them for modular integrity,FIFO, opening and closing procedures for the department.• Maintained the inventory to fulfill customer needs by having proper ordering of the items at right time to make sure thatdepartment always have items on stock.• Maintained OSCA of 95% regularly which means that customers are able to find at least 95% of the items from shelves.• Followed CVP guidelines and maintain 80% of items are reduced from the price to sell it before it becomes throws.

Toronto, Ontario, Canada

Checked various clients’ declared data which are provided and to know that it is valid, authentic and standard as per TDpolicy which should match the documents such as T4’s, NOA, paystubs, bank statements etc.• Confirmed the gross Income of the RESL loan applicants to make sure that clients are eligible for the loan amount theyhave applied for and there is no risk to TD for approving and funding the loan.• Confirmed there were no risk involved to TD before finalizing the RESL loan application and make sure that clients haveenough resources to pay back the loan.• Evaluated and asked for any required additional documents that were conditioned by Credit underwriter to lower the riskfor TD to know that what clients have declared is true.• Followed the TD policies while working on the applications to examine the creditworthiness of the applicants.• To make sure client has paid their other debts on time and check their credit bureau is clean.• Completed and evaluated 3000+ applications with an average of around 17 application per day, all with 100% accuracyand 0 errors on examining clients documents.• Communicated with Credit underwrites and Mobile mortgage service departments to move application smoothly along thedepartment and have deal finalized as early as possible.

Toronto, Ontario, Canada

Postgraduate Degree, Global Business Management

Bachelor Of Business Administration - Bba, Finance, General