Dhruv Goradia Email & Phone Number

Mumbai, Maharashtra, India

• Managing Credit Risk for the B2B E-commerce platform (transactions and overall)• Devising Behavioral and Credit Scoring model of buyers and sellers on the platform• Financial Analysis of OEMs across various industries coming onboard• Initiating and managing tie-ups with Banks, NBFCs, and Fintech Partners for offering Supply Chain Finance solutions, Buy Now Pay Later etc.• Designing risk related policies for entities level as well as for transactions on platform• Monitoring Portfolio Performance for stress indicators and recommend suitable ratingactions and highlight key risk factors• Verification and Credit Analysis of onboarded entities to determine the genuineness• Identifying various channels for achieving higher GMVHelping MSMEs navigate to digital ecosystem to unlock their true potential and become a part of the Aatmanirbhar Bharat journey.

Mumbai, Maharashtra, India

• Credit Appraisal of MSMEs and Corporates as per policy guidelines• Underwriting (Financial Analysis, Banking Analysis, Industry Analysis, Risk Trend Analysis etc.) of loan proposals for both Secured and Unsecured transactions (upto INR 30 Million)• Interacting with Clients to understand their business and requirements• Approving Authority upto INR 10 Million for both Secured and Unsecured loanproducts• Heading the entire Andheri Hub Location; managing a team of 10 people along with underwriting, disbursals and related operations• Collaborated with various teams in developing New Products, Processes, Platformsand Alternative Channels for new areas of business• Overall have interacted with 1000+ businesses and have assessed the impact of demonetization, GST and the ongoing pandemic.

Mumbai Area, India

Mumbai

Assistant Manager, SME Lending

Mumbai, Maharashtra, India

Mumbai, Maharashtra, India

1. Research on Opportunities and Challenges of Mutual Fund in India2. Introduction and Implementation of New Business and Digital Initiatives 3. Competitive Benchmarking of RCAM vis-a-vis Top 3 AMCs4. Customer Satisfaction Analysis

Bachelor Of Laws (Ll.B.), Law

Master Of Business Administration (M.B.A.), Finance

Master of Management Studies (MMS), Finance.

Engineer'S Degree, Electronics Engineering

B.E. (Electronics)

Junior College, Science

Activities and Societies: Kshitij '08, volunteering for hospitality H.S.C Science

Schooling

SSC