Dhruvi S. Email & Phone Number

Ahmedabad, Gujarat, India

> Assessing clients creditworthiness by evaluating financials i.e. Bank statements, cibil bureau track, ITR (balance sheet,P&L) as per defined company's Credit policies.> Determining monthly debt, liability from bank statements, ITR, Cibil, Equifax, Commercial Cibil, Revenue reconciliation from GST, Bank statements and financial.> Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity & preparation of appraisal… Show more > Assessing clients creditworthiness by evaluating financials i.e. Bank statements, cibil bureau track, ITR (balance sheet,P&L) as per defined company's Credit policies.> Determining monthly debt, liability from bank statements, ITR, Cibil, Equifax, Commercial Cibil, Revenue reconciliation from GST, Bank statements and financial.> Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity & preparation of appraisal notes, credit underwriting etc.> Personal conversation with clients to gain a comprehensive understanding of business.> Presenting the proposal to various sanctioning forums and get it sanctioned from approving authority satisfying all their queries.> Actively Giving Inputs for better enhancement of Process Flow.> To get the amount sanctioned with minimum TAT.> Verifying the field investigation reports,checking latest Cibil & Bank statement before Disbursement. Show less

Ahmedabad, Gujarat, India

> Verified and validated the client's documents (Bank statements, KYC,ITR, etc.)which was further required for credit evaluation purpose.> Screened fraudulent documents, If Any.> Analyzed the CIBIL reports, evaluated client's records,past payment history.> After completing the screening process, the loan application was submitted to Credit Team for approval.> Solved Internal Queries.> In times, used to Handle the Team, taken Team Inputs, managed the… Show more > Verified and validated the client's documents (Bank statements, KYC,ITR, etc.)which was further required for credit evaluation purpose.> Screened fraudulent documents, If Any.> Analyzed the CIBIL reports, evaluated client's records,past payment history.> After completing the screening process, the loan application was submitted to Credit Team for approval.> Solved Internal Queries.> In times, used to Handle the Team, taken Team Inputs, managed the people.> Co-ordinated with multiple teams including Inbound sales Team, BDE's customer support, Tech Team for process Improvement.> Quality Based profile, High Accuracy, Maintained TAT.> Worked on various Projects having different impacts and criterias.> Given Training and Induction regarding Process Flow to a new joinee in a Team/Company. Show less

Surat, Gujarat, India

> It's an Indian based Company - Non scheduled Domestic Airline.> Had promoted awareness by One to one marketing strategy.> Understood its scope in the domestic market.> Studied expectations of Localities especially Business Owner -Target Audience & shared findings/analyzed reports to the company.

Master Of Business Administration, Finance

Bachelor Of Business Administration (Bba), Finance

Education record