Mortgage Loan Officer
Remote
- Managed a dynamic pipeline of 31 plus loans on a daily and weekly basis.- Conducted daily reviews of loans in process, determining necessary steps for expedited processing.- Verified W2 income approval conditions and ensured routine title clearance.- Reviewed loans for adherence to investor guidelines and regulatory compliance.- Served as the main point of customer contact, adeptly gathering supporting documentation for loan preparation.- Provided consistent follow-up with customers throughout the loan processing period.- Analyzed loan files, submitting meticulously completed packages for approval to underwriting.- Responded promptly to inquiries from customers, advisors, and vendor partners regarding the status of loans in process.- Maintained real-time status updates for all files, staying abreast of investor guidelines and any changes affecting loan status.- Ensured strict regulatory compliance and maintained daily workflow prioritization to meet required closing dates.- Ordered all necessary verifications, documentation, and subsequent follow-ups, ensuring compliance with all timeframes and requirements.- Delivered excellent customer service to internal and external clients, demonstrating expertise, thoroughness, thoughtfulness, politeness, and enthusiasm.- Maintained customer service survey ratings at the level designated by management.- Facilitated communication with all parties involved in the transaction, keeping them informed of file status.- Reviewed and analyzed all necessary documentation, including borrower and third-party documents.