Office of the Comptroller of the Currency, United States Department of the Treasury | Washington, D.C. Retired from federal public service in September 30, 2014. Commissioned National Bank Examiner October 27, 1986 – September 30, 2014Responsible for monitoring the governance processes and practices in Bank Information Technology and Operations Risk at highly complex, complex, and non-complex nationally-chartered banks to include: • Ensuring the integrated risk-based supervision of bank operations with federal statutory regulations in the areas of: safety and soundness, asset management, investments, trust, commercial and retail credit and compliance. • Supervising staff , as Examiner-In-Charge, and crews of various sizes from pre-planning through the workflow, completion, and findings to bank management. . • Monitoring bank compliance with federal consumer regulations as well as commercial lending and mortgage requirements. • Managing and monitoring corrective action taken by bank management to ensure that statutes are met with ongoing monitoring of compliance with laws, such as the Sarbanes-Oxley and Gramm-Leach-Bliley Acts, Freedom Of Information Act and 12 CFR 9 for Trust compliance, BSA, and Consumer Credit . • Evaluating Service Level Agreements (SLAs) and monitoring performance with contract requirements. • Ensuring that key risk factors such as Operational Risk, Compliance Risk, Transaction Risk, Interest Rate Risk, and Market Risk are part of overall bank governance in controlling, and monitoring areas of risk. (i.e., Loans, Trust, etc.) • Evaluating software and application systems output and reporting for specific business units such as: loan systems, electronic payment systems, investment metrics, general ledger, Trust, and bank data processing to ensure the correctness of metrics and management reports.

CAshier of community bank, as a part of the United New Mexico holding company in the state of New Mexico. Responsible for all operations of the bank, including the supervision of new accounts, data entry, operations, wire transfer, investments settlement, reserve requirements, financial analysis, investment trends monitoring, daily accruals, computer reporting to the holding company. This bank was purchased by Wells Fargo Bank in Albuquerque, as were all of the United New Mexico Banks in the United New Mexico holding company in the 1990s. End.