Managed Santander US 3-year Strategic Planning process across subsidiaries and functionsBuild cost allocation framework to support both business profitability analysis and calculation of cross-entity payments for services between Santander US subsidiaries compliant with Reg WSupport cost reduction strategies by building resource planning models and supporting back office reorganization across Santander US entities to achieve savings, efficiencies and synergies Led agile enhancements in procurement by designing workflows and process mapping to improve controls, efficiencies and communication

Held multiple roles supporting stress-testing Program Management, Governance and Capital AdequacyCreated an automated MS Project / SharePoint solution to cross-functionally manage remediation plans and execution of enterprise stress testing & Capital Plan for CCAR (HCR) & DFAST– led to Santander’s first passing CCAR submission in 2017Created automated SharePoint governance tool to execute a formally controlled review and challenge process, including forecast distribution and assumptions, tracking of management overlays to forecast results, documentation of approvals, and reporting using automated workflows – closing governance-specific deficiencies for 2016 CCAR submissionEstablished / tracked remedial initiatives with 16 other functions to sustainably close regulatory and internal audit deficiencies, make stress testing a key part of company culture and a business-as-usual tool versus a regulatory exerciseDefined & implemented CCAR/DFAST Capital Plan governance and documentation standards, quality and templates, then compiled Capital Plan in coordination with all respective functionsOn-boarded smaller subsidiaries into capital management process by coordinating enhancements, forecasting process tools and communication with managementExperience in macro-economic and idiosyncratic scenario generation and variable analysis / presentation

Held multiple roles in Shareholder Services and Strategic Marketing in the retail Investor Relations areaMaintain relationships with high profile retail investors, financial advisors and broker community through regular contact, 40+ events per year (14 US states & Spain), investing conferences, roadshows and one on one meetingsPreparation of investor materials: Results presentations, scripts and Q&A; AGM, Proxy and dividend documentsImplemented department’s 1st communication software platform (Database management, CRM, e-communication, reporting, data capture and surveys), developed procedures for transitioning and trainingDatabase management (advanced Excel, Access and CRM): identifying & tracking trends, data analysis, reports & action plans based on analysis and conclusionsBudget management – actuals and projections (SAP, Excel)

Collaborated with team members to write and design daily, weekly and monthly economic publications in English and Spanish (using Adobe Pagemaker to compile charts and data tables created in Excel).Created models, charts, reports and presentations for internal and external clients.Followed economic conditions and world events in order to analyze direct and indirect effects on indicators, markets and central bank decisions.Completed projects using Excel add-ins to spot variations in trends and create various forecasts, including energy use and reserves, economic progress in advanced and emerging economies, and recovery from turbulent environments.

Created and maintained MS Access database in order to analyze banking activity more precisely and efficiently.Completed monthly journal entries and reconciliations, investigated and adjusted any variances.Created weekly payroll invoices for associated entities, including taxes, fringe rate and pension.Worked additional hours to assist various departments (Accounts Payable, Finance and Management) at fiscal year end and for other strict deadlines.Selected and interviewed future candidates for intern position. Trained and mentored new interns for a smooth transition, task accuracy and to promote a friendly working environment.

Assured a pleasant experience for all clients by initiating customer relationships and identifying consumer needs.Increased revenue per transaction by introducing accessories and complementary products.Encouraged rewards cards to maintain store loyalty in order to keep the store #1 in the region.Controlled shipments of new products and supervised changes in interior design to preserve corporate values and standards.Responsible for cash and credit card transactions, and prepared deposit, balance and at the end of each day.

Controlled and managed lab computers, solved problems involving hardware and software.Created MS Access database to analyze lab usage and peaks hours of activity in order to optimize resources.Scheduled and verified hours and wages, elaborated lab calendar to inform users of important or extracurricular events.