Dilan Perera Email & Phone Number

Corporate Finance Department

International Operations

• Competent in executing cross border payments and settlements via SWIFT with specialized approach to Inward and Outward Remittances.• Proficient in identifying the risks associated with cross border payments and settlements and initiating preventative moves and risk mitigation steps to safeguard the interest of counterparties. (SWIFT, SWIFT GPI, Bankers Almanac, GPI Tracker, SWIFT TSS)• Sanctioned in Compliance Testing on cross border payments and settlements and competent in articulate during reviews, disputes, conflicts and negotiations with counterparties and regulators.• Competent in handling Anti Financial Crime framework of the bank being authorized compliance and sanction screener (OFAC, EU, etc...) of the bank. (Through Dow Jones, SWIFT, etc.) • Conversant with overall SWIFT operation and actively involved in SWIFT ISO 20022 migration.• Specialized in International Trade with complements of Import and Export payments, settlement, discounting, negotiations, etc. (LC, DA, DP, Advance Payment & Open AC)• Seasoned in developing and formulating financing packages for Trade customers and competent in mapping out credit packages according to the complex requirements and corresponding to customers’ cash flows. • Responsible for developing and delivering training programmes to subordinates and all the staff of SBUs on Foreign Exchange regulations and its developments and updates related to cross-border payment and settlements.• Entrusted with strategy formulation towards department’s targets and establishing goals for subordinates and mentoring them, in line with the banks’ strategic objectives.

Deniyaya

 Responsible for the overall success of the operations of the branch which includes cash management, customer service, compliance, cross selling and up selling, credit operations, pawning operations, and human resource management. Evaluating credit proposals for next level approval and structuring of credit facilities to meet complex customer requirements. Accountable for the security documentation of credit facilities and entrusted for the compliance of the credit facilities granted with the banks’ Credit Policy. Nursing the non-performing and underperforming credit facilities to maintain the NPA ratio of the bank. Assist branch manager to formulate strategies to meet the allocated target for the branch on the operational aspects. Active collaboration with branch manager to actualize and surpass the targets allocated in profits, lending and deposit portfolios, number of accounts, customer profitability, staff training and development and customer service goals. Directly responsible for managing staff procedures which include leave management, training and development, allocating KPIs and performance management and health and well-being of personnel during office hours. Managing staff meetings and mediating procedures among branch and head office. Entrusted with compliance with policies and procedures of the bank and performance standards

Bambalapitiya

 Recognizing prospective customers for lending and facilitating them to correctly identify their financial difficulty to start the loan application process. Primary evaluation of the customer based on the loan application to assess the credit worthiness of the customer. Analysis of risk and profitability ratios along with the cash flow analysis to identify the customer’s credit scoring and their ability to meet financial commitments. Entrusted with executing credit evaluation for approval after deeming the suitable collateral, rationalizing the repayments terms and other covenants. Responsible for the security documentation upon the facility approval and executing required agreement and other pre-requisites before disbursement. Accountable for the periodic review of the credit facilities under the portfolio and identify the early warning signals and recognition of red flags. Conversant in re-structuring and re-scheduling of sick credit facilities to convert them in to performing category. Initiating recovery procedures though legislature and competent in articulating during the recovery process to safeguard the banks’ interest. Entrusted with the post disbursement credit monitoring to protect the banks’ assets book.

Navam Mawatha

Master Of Business Administration - Mba, Business Administration And Management, General, Distinction

Certificate, Treasury & Foreign Exchange Operations

Diploma, International Business/Trade/Commerce

Diploma, Credit Management

Diploma, Business Finance & Bank Management