Build a robust, sustainable and cost- effective Sales and Distribution model for the Retail Banking business of KFH Malaysia.Drive strategic relationships with a wide target market comprising Corporates, Property Developers, Auto Dealers, Business Associations & Government bodies.Drive balanced portfolio acquisition across asset, liability and fee income products .Constantly review portfolio mix and devise tactical plans to ensure business remains profitableand is in sync with local market conditions to ensure we capitalize on any opportunity.Manage the Retail Business in absence of Head of Retail Banking as and when he is on leave.Work closely with Product, Risk and Credit Teams to ensure business is underwritten with anacceptable degree of risk for each product and segment.

Designed and implemented the Market Entry strategy for the entire South East Asian region.Fostered strategic relationships at C- level across the region and created a strong regionalpipeline of potential business for the organization.Managed all aspects of the business including sales, business development, partnerships &alliances, operational fulfillment, pricing strategy and finally program management to ensure maximum return to clients on their investment.

 Managing the sales & distribution of retail banking products (assets and liabilities) through a direct sales unit and alternate channels

 Managing the sales & distribution of retail banking products (assets and liabilities) through a direct sales unit and alternate channels

Job Profile Sales and distribution of retail banking products (assets and liabilities) from direct sales unit and branch networkTo source and interpret information on strategic, product and policy issues, to benchmark and review product performance vs. our plan and our competitors To produce and deliver against an annual budget for each retail productTarget company payroll accounts to increase customer base and achieve cross-sell penetration for salary transfer customers across asset products